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Active

Active·17 days on market

1346 Brookgreen Way

Fleming Island, FL 32003

$350,000$246/sqftEst. $1,805/moMLS# 2156618

Beds

Baths

1,421

Sq Ft

2003

Built

Garage

Pool

About this home

Fleming Island

Welcome home to easy Florida living in the highly sought-after Woodlands neighborhood of Fleming Island Plantation! This affordable 3-bedroom, 2-bath home offers the perfect combination of comfort, convenience, and an unbeatable lifestyle. The popular floor plan features two spacious secondary bedrooms with a shared bath, while the private primary suite includes a walk-in closet and its own en-suite bath for a peaceful retreat. Filled with natural light, the open living area flows effortlessly into the kitchen, complete with a pantry and sunny eat-in breakfast nook. Step outside and enjoy everything this amenity-rich community has to offer, including resort-style pools, a splash park with water slides, golf, tennis, scenic walking trails, parks, and the YMCA. Best of all, you're just a short walk to top-rated Thunderbolt Elementary. Conveniently located near shopping, dining, and everyday essentials, this home is an incredible value.

Cost to own

Mortgage calculator

Home Price

$350,000

Down Payment: 20%

$70,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$1,805

Principal & Interest: $1,805

Property taxes (est.): $536

Insurance (est.): $233

Estimated Total Monthly

$2,575

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,805

Property taxesest. at asking price, Clay County$536

HOAbilled annually$6

Estimated total, before insurance$2,347/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,014/yr · $251/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,014/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,718 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 6, 2026Price change$350,000−$10,000
Jul 22, 2026Listed$360,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$350,000

Price / Sq Ft$246

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,421

Total Structure Area2,116 sq ft

Acres0.13 acres

Year Built2003

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesSouth

School Information

ElementaryThunderbolt

MiddleGreen Cove Springs

HighFleming Island

Community Information

Address1346 Brookgreen Way, Fleming Island, FL 32003

Area124-Fleming Island-SW

SubdivisionWoodlands

CityFleming Island

CountyClay

StateFL

Zip Code32003

Lot Size5,662.8 sq ft

Parcel Number08052601426600849

ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Playground

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Electric Water Heater, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air

FlooringCarpet, Tile, Vinyl

# of Stories1

LaundryElectric Dryer Hookup, In Unit, Washer Hookup