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Active

Active·80 days on market

1346 Brookgreen Way

Fleming Island, FL 32003

$299,000$210/sqftEst. $1,656/moMLS# 2156618
↓ $61,000 below original list
3
Beds
2
Baths
1,421
Sq Ft
2003
Built
2
Garage
No
Pool
FEMA Zone XHOA $6/mo5,663 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Fleming Island

Welcome home to easy Florida living in the highly sought-after Woodlands neighborhood of Fleming Island Plantation! This affordable 3-bedroom, 2-bath home offers the perfect combination of comfort, convenience, and an unbeatable lifestyle. The popular floor plan features two spacious secondary bedrooms with a shared bath, while the private primary suite includes a walk-in closet and its own en-suite bath for a peaceful retreat. Filled with natural light, the open living area flows effortlessly into the kitchen, complete with a pantry and sunny eat-in breakfast nook. Step outside and enjoy everything this amenity-rich community has to offer, including resort-style pools, a splash park with water slides, golf, tennis, scenic walking trails, parks, and the YMCA. Best of all, you're just a short walk to top-rated Thunderbolt Elementary. Conveniently located near shopping, dining, and everyday essentials, this home is an incredible value.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,656
Property taxesest. at asking price, Clay County$458
HOAbilled annually$6
Estimated total, before insurance$2,120/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,014/yr · $251/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$299,000
$59,800
Loan Term
Monthly Payment
$1,656
Principal & Interest: $1,656
Property taxes (est.): $458
Insurance (est.): $199
Estimated Total Monthly
$2,314
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,718 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,014/yr

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 9, 2026Price change$299,000−$16,000
  • Sep 23, 2026Price change$315,000−$10,000
  • Sep 9, 2026Price change$325,000−$12,500
  • Aug 27, 2026Price change$337,500−$12,500
  • Aug 6, 2026Price change$350,000−$10,000
  • Jul 22, 2026Listed$360,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $228/sq ft; this home is listed at $210/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1472 Greenway Place, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$380,000$2283/21,66610.1
1783 Moss Creek Drive, Fleming Island, FL 32003Listed by UNITED REAL ESTATE GALLERYSep 2026$371,500$2204/21,688240.3
1766 Moss Creek Drive, Fleming Island, FL 32003Listed by NON MLS (realMLS)Jul 2026$375,000$2423/21,54800.3
1558 Calming Water Drive, Fleming Island, FL 32003Listed by WATSON REALTY CORPFeb 2026$352,500$2063/21,7141510.5
1332 Fairway Village Drive, Fleming Island, FL 32003Listed by HERRON REAL ESTATE LLCFeb 2026$390,000$2363/21,65020.8
2254 Eagle Talon Circle, Fleming Island, FL 32003Listed by NEXTHOME COLLINS REALTYJul 2026$385,050$2183/21,763291.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,000
Price / Sq Ft$210
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,421
Total Structure Area2,116 sq ft
Acres0.13 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryThunderbolt
MiddleGreen Cove Springs

Community Information

Address1346 Brookgreen Way, Fleming Island, FL 32003
Area124-Fleming Island-SW
SubdivisionWoodlands
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size5,662.8 sq ft
Parcel Number08052601426600849
ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Playground
Community FeaturesSidewalks
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPatio
FencingBack Yard
RoofShingle
ConstructionComposition Siding, Frame
Road SurfaceAsphalt

Additional Information

Date ListedJuly 23, 2026
Days on Market79
HOA Fees$70 / Annually
HOA FrequencyAnnually
HOA NameFleming Island Plantation
Tax Amount$3,014
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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