3905 Aubrey Lane

• • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

• Aug 28, 2026Price change$245,000−$5,000
• Jul 22, 2026Listed$250,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

• 

  For Sale

  756 Grover Lane

  Orange Park, FL 32065

  3 bd · 2.5 ba · 1,562 sq ft

  $250,000Est. $1,331/mo

  ****OPEN HOUSE 8/22/26 11am-1pm**** END UNIT!! Townhome @Westbrook Oakleaf Plantation! Where luxury and modern…

  Listing Office: watson realty corp

• 

  For Rent

  Lease

  3861 Aubrey Lane

  Orange Park, FL 32065

  3 bd · 2.5 ba · 1,564 sq ft

  $1,800/mo

  Low maintenance, resort style amenities at Oakleaf. 3 bedroom 2.5 bath townhome with open floor plan and screened…

  Listing Office: coldwell banker vanguard realty

• 

  For Rent

  Lease

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  Orange Park, FL 32065

  3 bd · 2.5 ba · 1,475 sq ft

  $1,800/mo

  Freshly Updated and Ready for Immediate Move-In Your next home should make life easier from day one—not give you…

  Listing Office: coldwell banker vanguard realty

• 

  For Sale

  625 Oakleaf Plantation Parkway 1118

  Orange Park, FL 32065

  3 bd · 2.5 ba · 1,516 sq ft

  $240,000Est. $1,277/mo

  Listing Office: maxrev, llc

  in Coventry
• 

  For Sale

  3625 Creswick Circle B

  Orange Park, FL 32065

  3 bd · 2.5 ba · 1,617 sq ft

  $255,000Est. $1,357/mo

  Listing Office: exp realty llc

  in Briar Oaks Townhomes