This home is in Palencia, St. Augustine.

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Active

Active·1 day on market·Palencia

383 Medio Drive

St. Augustine, FL 32095

$899,800$232/sqftEst. $4,789/moMLS# 2155825

Beds

Baths

3,879

Sq Ft

2014

Built

Garage

Yes

Pool

About this home

Palencia

This is the Palencia pool home you've been waiting for. Situated on a private preserve lot, this spacious Sanibel Bonus plan offers an ideal open layout with 3,879 square feet of living space. Complete with a dedicated study, a flex space, and an upstairs bonus room, there's a space for everyone to relax and unwind. The family room showcases a built-in entertainment center complete with open shelving and lower cabinetry. Glass sliding doors open to the covered, screened lanai & pool, overlooking the preserve for added privacy. The kitchen is complete with 42'' uppers, granite countertops, a gas cooktop, a wine cooler, a coffee bar, and an oversized island with breakfast bar seating. You'll find a custom walk-in pantry with lower cabinetry and wood shelving to keep everything organized. A sunny breakfast nook just off the kitchen overlooks the pool and the family room, perfect for relaxed dining.

Cost to own

Mortgage calculator

Home Price

$899,800

Down Payment: 20%

$179,960

Interest Rate: 6.55%

Loan Term

Monthly Payment

$4,574

Principal & Interest: $4,574

Est. Taxes & Insurance: $1,143

Estimated Total Monthly

$5,717

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,789

Property taxesest. at asking price, St. Johns County$1,197

HOAbilled annually$12

Estimated total, before insurance$5,999/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $10,286/yr

Estimated taxes if purchased at asking price: ~$14,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,795 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 17, 2026Listed$899,800

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$899,800

Price / Sq Ft$232

Bedrooms4

Bathrooms4.00

Full Baths4

Square Footage3,879

Acres0.21 acres

Year Built2014

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Heated, Salt Water, Screen Enclosure

Is WaterfrontNo

Gated CommunityYes

Direction FacesSouthwest

School Information

ElementaryPalencia

MiddlePacetti Bay

HighAllen D. Nease

Community Information

Address383 Medio Drive, St. Augustine, FL 32095

Area312-Palencia Area

SubdivisionPalencia

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Lot Size9,147.6 sq ft

Lot Dimensions130 L x 79.41 W x 130 L x 52.12 W

Parcel Number0721511950

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Golf Course, Management - Full Time, Management - Off Site, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Oven, Microwave, Refrigerator, Washer, Water Softener Owned, Wine Cooler

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile, Wood

# of Stories2

LevelsTwo

LaundryIn Unit, Lower Level

SecuritySecurity Gate