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Sold

Sold·Closed Apr 30, 2025·148 days on market

1303 Ribbon Place

Palm Coast, FL 32164

$338,000sold priceListed at $319,990 · 105.6% of asking$244/sqftMLS# 2052330
3
Beds
2
Baths
1,388
Sq Ft
2024
Built
2
Garage
No
Pool
HOA $15/moWaterfrontSingle Family Residence1 storyNew construction

About this home

Palm Coast

Beautiful New Construction Home Located in Seminole Palms, a Brand New Master Planned Community in Palm Coast. The Miramar Floor Plan by Century Communities Features 1,388 Sq Ft and is 3 Bedrooms & 2 Full Baths. Awesome Wooded / Water View Homesite! Large Covered Lanai. LVP Flooring in Main Areas as Well as 42'' Kitchen Cabinets. The Chef's Kitchen Features Quartz Counters and Stainless Steel Microwave Oven Combo with Electric Cooktop. A new master planned community has arrived at one of the best locations in Palm Coast. Everything needed for residents to thrive and make connections to their neighbors is included in a collection of neighborhoods surrounding an expansive recreational amenity center. Ask about builder incentives! Photos of amenities are renderings.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,872
HOAbilled annually$15
Estimated total, before insurance$1,888/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$338,000
$67,600
Loan Term
Monthly Payment
$1,872
Principal & Interest: $1,872
Insurance (est.): $225
Estimated Total Monthly
$2,098
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 17, 2024Listed$319,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $202/sq ft; this home is listed at $231/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1335 Ribbon Place Place, Palm Coast, FL 32164Listed by CENTURY COMMUNITIES OF FLORIDASep 2026$299,990$2163/21,3881500.1
223 Montgomery Court, Palm Coast, FL 32164Listed by CENTURY COMMUNITIES OF FLORIDAJan 2026$309,990$2024/21,5332920.2
300 Montgomery Court, Palm Coast, FL 32164Listed by CENTURY COMMUNITIES OF FLORIDADec 2025$294,990$1924/21,5334040.2
291 Montgomery Court, Palm Coast, FL 32164Listed by CENTURY COMMUNITIES OF FLORIDADec 2025$302,000$1974/21,5334080.2
221 Montgomery Court, Palm Coast, FL 32164Listed by CENTURY COMMUNITIES OF FLORIDADec 2025$299,990$2163/21,3882450.2
219 Montgomery Court, Palm Coast, FL 32164Listed by CENTURY COMMUNITIES OF FLORIDASep 2025$299,990$1964/21,5331930.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$319,990
Price / Sq Ft$231
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,388
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
New ConstructionYes

School Information

ElementaryBunnell
MiddleBuddy Taylor

Community Information

Address1303 Ribbon Place, Palm Coast, FL 32164
Area603-Flagler County-South Central
SubdivisionSeminole Woods
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Parcel Number2112315560000000030

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
Waterfront TypePond

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Range, Electric Water Heater, Microwave, Plumbed For Ice Maker
HeatingElectric
CoolingElectric
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchFront Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedOctober 17, 2024
Days on Market148
HOA Fees$185 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: CENTURY COMMUNITIES OF FLORIDA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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