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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·74 days on market

1272 Ribbon Place

Palm Coast, FL 32164

$300,390$200/sqftEst. $1,664/moMLS# 2157384
3
Beds
2
Baths
1,501
Sq Ft
2027
Built
2
Garage
No
Pool
FEMA Zone XHOA $15/mo6,534 sqft lotSingle Family Residence1 storyNew construction

See it this week

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Palm Coast

This upgraded Century combines modern style, comfort, and convenience. Offers exceptional curb appeal from the moment you arrive. Inside, you'll find beautiful LVP flooring throughout the main living areas, designer Sonoma Maple Latte soft-close cabinetry, upgraded cabinet hardware, cabinet crown molding, and contemporary single-bowl kitchen sink. The spacious kitchen is enhanced with pendant lighting, SS appliances, and exterior-vented microwave ventilation. Enjoy Florida living year-round with the covered lanai, perfect for entertaining, grilling, or relaxing outdoors. Additional upgrades include whole-house gutters and upgraded front entry door with decorative glass. Enjoy convenient access to shopping, dining, beaches, parks, medical facilities, and major commuter routes, while still enjoying the peaceful lifestyle Palm Coast. WIFI-enabled garage opener and Ecobee thermostat. STOCK PHOTOS, PRICES SUBJECT TO CHANGE. Closing costs assistance with use of Builder's affiliated lender.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,664
HOAbilled annually$15
Estimated total, before insurance$1,679/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$300,390
$60,078
Loan Term
Monthly Payment
$1,664
Principal & Interest: $1,664
Insurance (est.): $200
Estimated Total Monthly
$1,864
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2027)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
  • Summer late-afternoons run hot; a pool here is warm and sunset-lit, and shading the lanai’s west edge earns its keep.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Jul 28, 2026Listed$300,390

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $181/sq ft; this home is listed at $200/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1335 Ribbon Place Place, Palm Coast, FL 32164Listed by CENTURY COMMUNITIES OF FLORIDASep 2026$299,990$2163/21,3881500.1
324 Fishtail Place, Palm Coast, FL 32164Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Aug 2026$392,300$2172/21,808210.2
210 Enclave Avenue, Palm Coast, FL 32164Listed by AXEN REALTY LLCAug 2026$327,997$1814/31,810780.4
1357 Ribbon Place, Palm Coast, FL 32164Listed by CENTURY COMMUNITIES OF FLORIDAAug 2026$329,990$1743/21,8951770.4
204 Enclave Avenue, Palm Coast, FL 32164Listed by AXEN REALTY LLCJun 2026$319,997$1774/31,810320.4
212 Enclave Avenue, Palm Coast, FL 32164Listed by AXEN REALTY LLCJun 2026$319,997$1784/21,800290.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$300,390
Price / Sq Ft$200
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,501
Acres0.15 acres
Year Built2027
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionTo Be Built
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesNortheast

School Information

ElementaryBunnell
MiddleBuddy Taylor

Community Information

Address1272 Ribbon Place, Palm Coast, FL 32164
Area603-Flagler County-South Central
SubdivisionSeminole Woods
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Lot Size6,534 sq ft
Lot Dimensions35x155
Parcel Number2012315562000002350

Amenities

AmenitiesPool, Park, Playground
UtilitiesCable Available, Electricity Available
Water SourcePublic
ParkingGarage Door Opener
ViewOther

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryLower Level
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Other
Patio / PorchCovered, Patio
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedJuly 28, 2026
Days on Market30
HOA Fees$185 / Annually
HOA FrequencyAnnually
Tax Year2026
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: MALTBIE REALTY GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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