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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Active

Active·78 days on market

6201 Sanders Grove Circle 1

Okahumka, FL 34762

$341,535$210/sqftEst. $1,823/moMLS# 2155231
Open house Fri, Oct 2 · 1:00 pm–5:00 pm
4
Beds
2
Baths
1,625
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $83/mo6,098 sqft lotSingle Family Residence1 storyNew construction

About this home

Okahumka

Virtually Staged. The Bradley model offers a thoughtfully designed single-story layout with 4 bedrooms, 2 bathrooms, 9'4'' ceilings, and an open living and dining area. The kitchen features upgraded countertops, cabinets, fixtures, a gas stove, and a microwave vented through the roof. Gas connection is also available for the dryer in the laundry room. Interior finishes include luxury vinyl plank flooring throughout the main living areas and carpet in all bedrooms. Located in Heritage, The Cottages of Sanders Grove, a 55+ active adult gated community surrounded by scenic landscapes and conservation areas near Leesburg and The Villages. Residents enjoy access to a clubhouse with a fitness center, library, small game room, and community room. Conveniently located near Yalaha Bakery, Publix in Leesburg, shopping, dining, and The Villages.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,823
HOAbilled monthly$83
Estimated total, before insurance$1,906/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$646/yr · $54/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$341,535
$68,307
Loan Term
Monthly Payment
$1,823
Principal & Interest: $1,823
Insurance (est.): $228
Estimated Total Monthly
$2,051
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,784 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $646/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 14, 2026Listed$341,535

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$341,535
Price / Sq Ft$210
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,625
Total Structure Area2,200 sq ft
Acres0.14 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Ranch, Traditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes
New ConstructionYes

Community Information

Address6201 Sanders Grove Circle 1, Okahumka, FL 34762
Area922-Lake County-South Of Us-441
SubdivisionHeritage
CityOkahumka
CountyLake
StateFL
Zip Code34762
Lot Size6,098.4 sq ft
Parcel Number122024001000012000
ZoningResidential

Amenities

Community FeaturesSidewalks, Gated
UtilitiesCable Available, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesOpen Floorplan
AppliancesDishwasher, Gas Range, Gas Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories1
LaundryIn Unit
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Patio / PorchPatio
RoofShingle
ConstructionBlock
Road SurfaceAsphalt

Additional Information

Date ListedJuly 14, 2026
Days on Market76
HOA Fees$83 / Monthly
HOA FrequencyMonthly
HOA NameAccess Residential Management / Ranguel
Tax Amount$646
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityYes
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/2/2026

1:00 pm - 5:00 pm

10/3/2026

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10/4/2026

1:00 pm - 5:00 pm

10/9/2026

1:00 pm - 5:00 pm