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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Active

Active·78 days on market

5719 Hiawassee Road 1

Okahumka, FL 34762

$329,990$203/sqftEst. $1,762/moMLS# 2155227
Open house Fri, Oct 2 · 1:00 pm–5:00 pm
4
Beds
2
Baths
1,625
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $83/mo5683.00 acresSingle Family Residence1 storyNew construction

About this home

Okahumka

Virtually Staged. This single-story Bradley floor plan offers 4 bedrooms, 2 full bathrooms, 9-foot-4-inch ceilings, and an open layout connecting the living room, dining area, and kitchen. The kitchen features upgraded countertops, cabinetry, fixtures, a gas range, and a microwave vented to the exterior through the roof. A gas connection is also available for the dryer in the laundry room. Luxury vinyl plank flooring extends throughout the main living areas, with carpet in each bedroom. Heritage at The Cottages of Sanders Grove is a gated 55+ active-adult community surrounded by conservation areas and scenic Florida landscapes. Residents have access to a clubhouse of more than 5,000 SqFt featuring a fitness center, library, game area, and community gathering space. A community pool is planned for the future. Conveniently located in Okahumpka near Yalaha and Leesburg, the community is easily accessible from Highway 27 & CR 48. Enjoy nearby shopping, dining, Publix, Yalaha Bakery.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,762
HOAbilled monthly$83
Estimated total, before insurance$1,845/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$329,990
$65,998
Loan Term
Monthly Payment
$1,762
Principal & Interest: $1,762
Insurance (est.): $220
Estimated Total Monthly
$1,982
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FLA105147 - City of Leesburg - Turnpike WWTF

County records show this parcel on central sewer served by FLA105147 - City of Leesburg - Turnpike WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,804 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 14, 2026Listed$329,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$329,990
Price / Sq Ft$203
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,625
Total Structure Area2,220 sq ft
Acres5683.00 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes
New ConstructionYes

Community Information

Address5719 Hiawassee Road 1, Okahumka, FL 34762
Area922-Lake County-South Of Us-441
SubdivisionHeritage
CityOkahumka
CountyLake
StateFL
Zip Code34762
Lot Size247,551,480 sq ft
Parcel Number12-20-24-0010-000-10900
ZoningResidential

Amenities

AmenitiesClubhouse, Gated
UtilitiesElectricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Gated

Interior

Interior FeaturesOpen Floorplan
AppliancesDishwasher, Gas Range, Gas Water Heater, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Patio
RoofShingle
ConstructionBlock
Road SurfaceAsphalt

Additional Information

Date ListedJuly 14, 2026
Days on Market77
HOA Fees$83 / Monthly
HOA FrequencyMonthly
HOA NameAccess Residential Management / Ranguel
Tax Year484
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/2/2026

1:00 pm - 5:00 pm

10/3/2026

1:00 pm - 5:00 pm

10/4/2026

1:00 pm - 5:00 pm

10/9/2026

1:00 pm - 5:00 pm