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Active

Active·77 days on market

6217 Sanders Grove Circle 1

Okahumka, FL 34762

$363,389$188/sqftEst. $1,940/moMLS# 2155254
Open house Fri, Oct 2 · 1:00 pm–5:00 pm
4
Beds
2.5
Baths
1,938
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $83/moSingle Family Residence1 storyNew construction

About this home

Okahumka

Virtually Staged. Heritage-The Cottages of Sanders Groves is a 55+ active adult gated community surrounded by scenic landscapes and conservation areas near Leesburg and The Villages. Owners have access to the over 5000 sq ft clubhouse and fitness center, with a community pool coming soon. The Mulberry model is a single-story design featuring 4 bedrooms, 2 baths, 9'4'' ceilings, and an open living and dining area. The kitchen offers upgraded countertops, cabinets, and fixtures. This home includes a gas stove and a microwave vented through the roof. Gas connections are available for the dryer in the laundry room. The Dream Series design package features luxury vinyl plank flooring throughout the main living areas and carpet in all bedrooms.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,940
HOAbilled monthly$83
Estimated total, before insurance$2,023/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$363,389
$72,678
Loan Term
Monthly Payment
$1,940
Principal & Interest: $1,940
Insurance (est.): $242
Estimated Total Monthly
$2,182
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,804 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 14, 2026Listed$363,389

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$363,389
Price / Sq Ft$188
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,938
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes
New ConstructionYes

Community Information

Address6217 Sanders Grove Circle 1, Okahumka, FL 34762
Area922-Lake County-South Of Us-441
SubdivisionHeritage
CityOkahumka
CountyLake
StateFL
Zip Code34762
Parcel Number12-20-24-0010-000-11600

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Available
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

AppliancesDishwasher, Disposal, Gas Range, Gas Water Heater, Microwave
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJuly 14, 2026
Days on Market76
HOA Fees$83 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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