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Active

Active·4 days on market

594 Bellingham Way

Minneola, FL 34715

$489,000$233/sqftEst. $2,603/moMLS# 2154992
4
Beds
2
Baths
2,103
Sq Ft
2023
Built
2
Garage
No
Pool

About this home

Minneola

Welcome to this beautifully maintained 2023 home in the highly desirable Ardmore Reserve community! This spacious 4-bedroom, 2-bath home offers approximately 2,100 square feet of thoughtfully designed living space, plus a versatile flex room that can easily serve as a home office, game room, playroom, or second living area. As you enter, you'll immediately notice the elegant waterproof luxury vinyl flooring that flows throughout the entire home, creating a seamless, modern look with easy maintenance. The heart of the home is the stunning open-concept kitchen, designed for both everyday living and entertaining. It features a large granite island with ample seating, beautiful granite countertops, a spacious single-basin sink, a gas range and oven, abundant cabinet space, and a convenient granite drop zone just inside the garage entrance--perfect for organizing keys, mail, and everyday essentials.

Cost to own

Mortgage calculator

$489,000
$97,800
Loan Term
Monthly Payment
$2,470
Principal & Interest: $2,470
Est. Taxes & Insurance: $618
Estimated Total Monthly
$3,088
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,603
HOAbilled quarterly$74
Estimated total, before insurance$2,676/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,356/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,811 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 11, 2026Listed$489,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$489,000
Price / Sq Ft$233
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,103
Acres0.15 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryGrassy Lake
MiddleEast Ridge
HighLake Minneola

Community Information

Address594 Bellingham Way, Minneola, FL 34715
Area922-Lake County-South Of Us-441
SubdivisionMetes & Bounds
CityMinneola
CountyLake
StateFL
Zip Code34715
Lot Size6,490.44 sq ft
Lot Dimensions26x45x05x05
Parcel Number082226030500007300
ZoningResidential

Amenities

UtilitiesElectricity Available, Natural Gas Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesSplit Bedrooms
AppliancesDishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Washer
HeatingElectric
CoolingCentral Air
FlooringTile, Vinyl
# of Stories1
LevelsOne

Additional Information

Date ListedJuly 11, 2026
Days on Market0
HOA Fees$221.5 / Quarterly
HOA FrequencyQuarterly
Tax Amount$6,356
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LISTWITHFREEDOM.COM

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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