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Active

Active·1 day on market

2531 Coral Lane

Green Cove Springs, FL 32043

$350,000$175/sqftEst. $1,785/moMLS# 2154739

Beds

Baths

1,997

Sq Ft

2021

Built

Garage

Pool

About this home

Green Cove Springs

Welcome to the Village Park Community in Green Cove Springs! This KB home is 5 years young! It features an open floorplan that makes the stunning kitchen, the heart of the home. Feel welcomed as soon as you walk up the home, as the coastal colors, low maintenance landscaping and paved front porch greet you. Inside, step into the wide foyer with 3 bedrooms and full bath on the left. On the right, a dedicated laundry room and access to the garage. Keep going to head into the gathering spaces. The living, dining, and kitchen areas combine to create one large, but cozy spot to host large gatherings or spend a quiet night in. The massive kitchen has an abundance of storage, quartz counters, and timeless finishes. Cohesive, modern lighting and neutral paint colors tie the spaces together. Need more entertaining space? Open the oversized sliding glass door to the screened in back porch and extended paver patio. Enjoy the privacy of the fully fenced in back yard.

Cost to own

Mortgage calculator

Home Price

$350,000

Down Payment: 20%

$70,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,785

Principal & Interest: $1,785

Property taxes (est.): $536

Insurance (est.): $233

Estimated Total Monthly

$2,554

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,785

Property taxesest. at asking price, Clay County$536

HOAbilled annually$53

Estimated total, before insurance$2,374/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,814/yr · $318/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2024	$297,097	$190,983	—
2023	$289,374	$183,965	—
2022	$251,976	$177,151	—

2025 property taxes (current owner): $3,814/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,644 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 21, 2026Active$350,000
Jul 14, 2026Active Under Contract$350,000
Jul 10, 2026Listed$350,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$350,000

Price / Sq Ft$175

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,997

Acres0.14 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryLake Asbury

MiddleLake Asbury

Community Information

Address2531 Coral Lane, Green Cove Springs, FL 32043

Area163-Lake Asbury Area

SubdivisionVillage Park

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Lot Size6,098.4 sq ft

Parcel Number16052500933900648

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Laminate

# of Stories1

LevelsOne

LaundryIn Unit