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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Sep 8, 2026·31 days on market

2531 Coral Lane

Green Cove Springs, FL 32043

$340,000sold priceListed at $350,000 · 97.1% of asking$170/sqftMLS# 2154739
4
Beds
2
Baths
1,997
Sq Ft
2021
Built
2
Garage
No
Pool
FEMA Zone XHOA $53/mo6,098 sqft lotSingle Family Residence1 story

About this home

Green Cove Springs

Welcome to the Village Park Community in Green Cove Springs! This KB home is 5 years young! It features an open floorplan that makes the stunning kitchen, the heart of the home. Feel welcomed as soon as you walk up the home, as the coastal colors, low maintenance landscaping and paved front porch greet you. Inside, step into the wide foyer with 3 bedrooms and full bath on the left. On the right, a dedicated laundry room and access to the garage. Keep going to head into the gathering spaces. The living, dining, and kitchen areas combine to create one large, but cozy spot to host large gatherings or spend a quiet night in. The massive kitchen has an abundance of storage, quartz counters, and timeless finishes. Cohesive, modern lighting and neutral paint colors tie the spaces together. Need more entertaining space? Open the oversized sliding glass door to the screened in back porch and extended paver patio. Enjoy the privacy of the fully fenced in back yard.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,883
Property taxesest. at asking price, Clay County$521
HOAbilled annually$53
Estimated total, before insurance$2,457/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,814/yr · $318/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$340,000
$68,000
Loan Term
Monthly Payment
$1,883
Principal & Interest: $1,883
Property taxes (est.): $521
Insurance (est.): $227
Estimated Total Monthly
$2,631
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,644 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2024$297,097$190,983—
2023$289,374$183,965—
2022$251,976$177,151—

2025 property taxes (current owner): $3,814/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Sep 8, 2026Closed$350,000
  • Aug 12, 2026Active Under Contract$350,000
  • Jul 21, 2026Active$350,000
  • Jul 14, 2026Active Under Contract$350,000
  • Jul 10, 2026Listed$350,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $193/sq ft; this home is listed at $175/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3229 Crocus Lane, Green Cove Springs, FL 32043Listed by MARK SPAIN REAL ESTATEOct 2026$395,000$1824/22,173350.3
3208 Saffron Court, Green Cove Springs, FL 32043Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$429,990$1944/22,213150.4
3465 Americana Drive, Green Cove Springs, FL 32043Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$349,490$2043/21,7101680.4
3242 Pipers Way, Green Cove Springs, FL 32043Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Sep 2026$342,500$1934/21,7751500.6
3616 Americana Drive, Green Cove Springs, FL 32043Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Sep 2026$400,000$1864/32,153620.7
3174 Tupelo Loop, Green Cove Springs, FL 32043Listed by WATSON REALTY CORPOct 2026$329,900$1693/31,947151.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$350,000
Price / Sq Ft$175
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,997
Acres0.14 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryLake Asbury
MiddleLake Asbury

Community Information

Address2531 Coral Lane, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionVillage Park
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size6,098.4 sq ft
Parcel Number16052500933900648

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

FencingBack Yard, Vinyl

Additional Information

Date ListedAugust 3, 2026
Days on Market31
HOA Fees$638 / Annually
HOA FrequencyAnnually
Tax Amount$3,814.2
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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