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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active Under Contract

Active Under Contract·68 days on market

11666 Brush Ridge Circle S

Jacksonville, FL 32225

$329,000$247/sqftEst. $1,756/moMLS# 2154190
3
Beds
2
Baths
1,334
Sq Ft
1997
Built
2
Garage
No
Pool
FEMA Zone XHOA $57/mo6,534 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Nestled in The Valley at Hidden Hills community, this cute 3-bedroom, 2-bath home is ideally located just minutes from parks, the Jacksonville Arboretum & Gardens, the Timucuan Preserve, and with quick access to I-295, you'll enjoy an easy commute while being close to some of Jacksonville's best outdoor recreation. Inside, the living room is centered around a cozy fireplace setting, creating the perfect gathering space for relaxing evenings at home. The spacious primary suite features tray ceilings, an oversized walk-in closet, and private access to the screened porch. Two additional bedrooms offer flexibility for family, guests, or a home office. Sliding glass doors from both the living room and primary bedroom lead to a screened porch overlooking the tree canopy, providing a peaceful setting to enjoy your morning coffee. The newly rebuilt deck provides additional outdoor living space and leads down to your backyard. Whether you're looking for a quiet place to call home or a location

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,756
Property taxesest. at asking price, Duval County$537
HOAbilled quarterly$57
Estimated total, before insurance$2,350/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,487/yr · $374/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$329,000
$65,800
Loan Term
Monthly Payment
$1,756
Principal & Interest: $1,756
Property taxes (est.): $537
Insurance (est.): $219
Estimated Total Monthly
$2,513
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,575 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $320,000 in February 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2024$265,102$215,102▲ $11,583
2023$262,060$212,060—
2022$223,810$173,810—
2021$170,428$170,428—
2020$166,381$166,381▲ $9,925

2025 property taxes (current owner): $4,487/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Jul 22, 2026Active Under Contract$329,000
  • Jul 18, 2026Active$329,000
  • Jul 6, 2026Listed$329,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$329,000
Price / Sq Ft$247
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,334
Acres0.15 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address11666 Brush Ridge Circle S, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionThe Valley
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size6,534 sq ft
Parcel Number1606715048

Amenities

AmenitiesPool, Clubhouse, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Primary Bathroom -Tub with Separate Shower, Solar Tube(s), Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage

Exterior

Lot DescriptionSprinklers In Front
Patio / PorchDeck, Rear Porch, Screened
FencingBack Yard, Wood
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedJuly 18, 2026
Days on Market4
HOA Fees$170 / Quarterly
HOA FrequencyQuarterly
Tax Amount$4,486.9
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY · Scott@lupole.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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