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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·80 days on market

3011 Lake Shore Boulevard

Jacksonville, FL 32210

$219,200$195/sqftEst. $1,170/moMLS# 2153273
↓ $5,100 below original list
3
Beds
2
Baths
1,125
Sq Ft
1940
Built
—
Garage
No
Pool
FEMA Zone XNo HOASingle Family Residence1 story

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Ready to settle into something that's already been taken care of? This 3-bedroom, 2-bathroom house on Lake Shore Blvd hits that sweet spot of turnkey and comfortable, with 1,125 square feet of space to call your own. Here's the good news right off the bat: the big stuff is done. We're talking an updated roof, newer HVAC, refreshed bathrooms, and a kitchen that's been brought up to date. That's a whole lot of major upgrades knocked out before you even move in, which means you can skip the renovation headaches and just enjoy the place. The layout keeps things simple and livable. Three bedrooms give you room for a variety of needs, guests, or that home office you've been meaning to set up. Everything flows easy, and the size feels just right -- cozy without being cramped. Now let's talk about where you'll be. Columbus Park is close by when you want to enjoy the outdoors or spend time recreating. Grocery runs are a breeze with Winn-Dixie on Normandy just a short drive away. Westside

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,170
Property taxesest. at asking price, Duval County$358
Estimated total, before insurance$1,528/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$219,200
$43,840
Loan Term
Monthly Payment
$1,170
Principal & Interest: $1,170
Property taxes (est.): $358
Insurance (est.): $146
Estimated Total Monthly
$1,674
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1940)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,248 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$131,348$131,348—
2024$126,221$122,456▲ $3,313
2023$127,359$111,324▲ $10,811
2022$112,762$101,204▲ $5,269
2021$92,004$92,004▲ $5,497
2020$80,208$80,208▲ $17,156

Estimated taxes if purchased at asking price: ~$4,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 30, 2026Price change$219,200−$5,100
  • Jul 13, 2026Active$224,300

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$219,200
Price / Sq Ft$195
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,125
Year Built1940
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

MiddleSelect One

Community Information

Address3011 Lake Shore Boulevard, Jacksonville, FL 32210
Area052-Lakeshore
SubdivisionRiverdale Gardens
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Parcel Number0954220000

Amenities

UtilitiesCable Available
SewerSeptic Tank
Water SourcePublic
ParkingOff Street

Interior

AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 13, 2026
Days on Market79
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WEICHERT REALTORS THE COFFEY GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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