Active·60 days on market
2877 Gatling Boulevard
Orange Park, FL 32065
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Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 333-8595 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Orange Park
**APPROVED SHORT SALE — $258,500!** Opportunity to purchase a 5BR/2BA home with 1,976 sq. ft. on a fenced 0.30-acre lakefront lot in Orange Park. Short-sale approval is already in place, removing a major unknown typically associated with short-sale purchases. Big-ticket improvements include a brand-new roof completed May 2026, fresh flooring and central A/C. Inside you'll find a vaulted ceiling, stone wood-burning fireplace and updated primary bath. The flexible 5-bedroom layout provides room for family, guests or a home office. Enjoy the fenced backyard overlooking the lake, with space for outdoor living and potential pool possibilities. No HOA and no CDD. The home needs additional updating and is being sold strictly AS IS, creating an opportunity for a buyer who wants to add finishing touches while purchasing substantial space at an attractive price. **Short sale approved. Bring your pre-approval or proof of funds and schedule a showing.**
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1982)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,516 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $310,000 in July 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $252,824 | $252,824 | — |
| 2024 | $245,546 | $60,493 | — |
| 2023 | $230,066 | $57,275 | — |
| 2022 | $213,413 | $54,151 | — |
| 2021 | $158,552 | $51,118 | — |
| 2020 | $145,198 | $49,722 | — |
2025 property taxes (current owner): $4,214/yr
Estimated taxes if purchased at asking price: ~$4,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 18, 2026Price change$258,500−$1,500
- Sep 1, 2026Price change$260,000−$25,000
- Jul 29, 2026Active Under Contract$285,000
- Jul 14, 2026Price change$285,000−$14,999
- Jun 28, 2026Listed$299,999
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DALTON WADE INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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