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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·48 days on market

2747 Forbes Street

Jacksonville, FL 32205

$400,000$315/sqftEst. $2,059/moMLS# 2152784
3
Beds
1
Baths
1,270
Sq Ft
1924
Built
2
Garage
No
Pool

About this home

Jacksonville

Riverside/Avondale Income + Owner/Occupant opportunity--King Street Corridor! 1031 Exchange opportunity! Restored 1924 Craftsman bungalow (2747 Forbes St) 3BR/1BA/1270 sqft main house plus a detached (2745 Forbes Street) 1BR/1BA/600 sqft apartment over the 2-car garage: separate building, separately metered, most recently leased at $1,225/mo (one garage assigned to detached unit; one garage assigned to main house). Projected combined rents ~$3,475/mo (~$41,700/yr). Heavy lifting done: Ram Jack foundation, new roof on both structures, new HVAC, updated electrical, new water heater. Flexible use: Multi-generational, rental, in-law/guest, studio, or home office. Original hardwoods, updated kitchen & bath, historic character throughout. Moments from 5 Points, Willowbranch & Riverside Parks, and the Shoppes of Avondale. Combined building area reflects both structures incl. garage. Main house rents projected: buyer to verify income, expenses, square footage, schools & use.

Cost to own

Mortgage calculator

$400,000
$80,000
Loan Term
Monthly Payment
$2,059
Principal & Interest: $2,059
Property taxes (est.): $653
Insurance (est.): $267
Estimated Total Monthly
$2,978
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,059
Property taxesest. at asking price, Duval County$653
Estimated total, before insurance$2,712/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,442/yr · $537/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$323,213$323,213—
2024$324,309$324,309—
2023$305,552$303,183—
2022$287,961$275,621—
2021$250,565$250,565▲ $12,657
2020$231,520$231,520—

2025 property taxes (current owner): $6,442/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1924)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,649 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 24, 2026Price change$400,000−$25,000
  • Jul 17, 2026Price change$425,000−$25,000
  • Jun 28, 2026Listed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$400,000
Price / Sq Ft$315
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,270
Total Structure Area2,694 sq ft
Acres0.15 acres
Year Built1924
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage, Craftsman, Historic
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryWest Riverside
MiddleLake Shore
HighRiverside

Community Information

Address2747 Forbes Street, Jacksonville, FL 32205
Area032-Avondale
SubdivisionNew Riverside
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size6,534 sq ft
Parcel Number0643470000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Detached, Garage, Off Street, On Street

Interior

Interior FeaturesBuilt-in Features, Butler Pantry, Ceiling Fan(s), Primary Bathroom - Tub with Shower, Split Bedrooms
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric, Wall/Window Unit(s)
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, In Unit, Lower Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionHistoric Area
Patio / PorchCovered, Front Porch
FencingFenced, Back Yard, Wood
RoofShingle
ConstructionBlock, Fiber Cement, Frame
Other StructuresGuest House
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 28, 2026
Days on Market35
Tax Amount$6,442.18
Tax Year2025
Listing TermsCash, Conventional, FHA, Lease Option, Lease Purchase, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PACIFICO PROPERTIES

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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