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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Active

Active·94 days on market

2150 Broad Water Drive

Jacksonville, FL 32225

$465,000$208/sqftEst. $2,482/moMLS# 2152732
3
Beds
2.5
Baths
2,239
Sq Ft
1986
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA10,890 sqft lotSingle Family Residence1 story

About this home

Jacksonville

OPEN HOUSE WEEKEND! Friday 9/26 from 1130-3 | Saturday 11-2 | Sunday 12-3 FRESH NEW UPDATES! Come see the improvements just completed on this spacious 3-bedroom, 2.5-bath pool home! Septic System and drainfield to be replaced!! Recent updates include fresh interior paint, new flooring in the hallway and bedroom, and removal of the popcorn ceilings, giving the home a cleaner, refreshed look. Major improvements have already been completed, including Andersen windows, ROOF 2021, fully renovated bathrooms, a newly installed backyard fence, and a pool pump replaced in 2023. Step inside to a spacious family room highlighted by a full stone wood-burning fireplace, creating an inviting centerpiece for the home. The Florida Room opens directly to the fully fenced backyard and private pool, providing plenty of space for entertaining, relaxing, or enjoying the Florida lifestyle. With many of the big-ticket improvements already completed and even more updates just finished.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,482
Property taxesest. at asking price, Duval County$759
Estimated total, before insurance$3,242/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,626/yr · $552/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$465,000
$93,000
Loan Term
Monthly Payment
$2,482
Principal & Interest: $2,482
Property taxes (est.): $759
Insurance (est.): $310
Estimated Total Monthly
$3,552
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — 2021 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $500,000 in August 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$398,336$342,614—
2024$389,380$334,380▲ $19,264
2023$297,536$270,730—
2022$285,317$246,119—
2021$244,211$223,745—
2020$203,405$203,405—

2025 property taxes (current owner): $6,626/yr

Estimated taxes if purchased at asking price: ~$9,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 20, 2026Price change$465,000+$15,000
  • Sep 17, 2026Active$450,000
  • Sep 5, 2026Active Under Contract$450,000
  • Jul 7, 2026Price change$450,000−$15,000
  • Jun 28, 2026Listed$465,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$465,000
Price / Sq Ft$208
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,239
Total Structure Area2,467 sq ft
Acres0.25 acres
Year Built1986
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address2150 Broad Water Drive, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionRiver Cove
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size10,890 sq ft
Lot Dimensions85x130
Parcel Number1129850308
ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom -Tub with Separate Shower
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne

Exterior

FencingBack Yard
RoofShingle
ConstructionStone, Wood Siding
Road FrontagePrivate Road

Additional Information

Date ListedJune 28, 2026
Days on Market84
Tax Amount$6,625.54
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY AT THE LAKES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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