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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·95 days on market

4626 Burgundy Road N

Jacksonville, FL 32210

$220,000$163/sqftEst. $1,174/moMLS# 2151990
↓ $35,000 below original list
3
Beds
1.5
Baths
1,348
Sq Ft
1956
Built
—
Garage
No
Pool
FEMA Zone XNo HOASingle Family Residence1 story

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About this home

Jacksonville

Welcome to this charming concrete block home located in the desirable Cedar Hills community! Featuring 3 bedrooms and 1.5 bathrooms, this property offers timeless hardwood floors throughout and a newer roof installed in 2023, providing peace of mind for years to come. The kitchen is equipped with beautiful granite countertops, offering both style and functionality for everyday living and entertaining. One of the standout features of this property is the detached garage complete with its own A/C unit, making it the perfect space for a mother-in-law suite, home office, den, workshop, or flex space to fit your needs. Step outside to a huge fenced backyard with plenty of room to store boats, trailers, RVs, and other recreational toys. Enjoy relaxing evenings under the included gazebo while taking in the expansive outdoor space. Best of all, there is NO HOA, giving you the freedom to truly make this property your own.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,174
Property taxesest. at asking price, Duval County$359
Estimated total, before insurance$1,534/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,852/yr · $321/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$220,000
$44,000
Loan Term
Monthly Payment
$1,174
Principal & Interest: $1,174
Property taxes (est.): $359
Insurance (est.): $147
Estimated Total Monthly
$1,680
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,670 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:20 AM, sunset 7:13 PM.

  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real pool sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $221,000 in March 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$209,951$209,951—
2024$203,746$203,746▲ $31,428
2023$176,652$139,361▲ $20,425
2022$150,612$126,692▲ $14,298
2021$115,175$115,175▲ $4,351
2020$107,538$104,409▲ $12,327

2024 property taxes (current owner): $3,852/yr

Estimated taxes if purchased at asking price: ~$4,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 23, 2026Price change$220,000−$10,000
  • Jul 21, 2026Price change$230,000−$15,000
  • Jul 13, 2026Price change$245,000−$5,000
  • Jul 8, 2026Price change$250,000−$5,000
  • Jun 27, 2026Listed$255,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$220,000
Price / Sq Ft$163
Bedrooms3
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,348
Year Built1956
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo
Direction FacesNorthwest

School Information

ElementaryCedar Hills
MiddleWestside
HighWestside High School

Community Information

Address4626 Burgundy Road N, Jacksonville, FL 32210
Area054-Cedar Hills
SubdivisionOak Hill
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Parcel Number0957960000
ZoningSingle Family

Amenities

UtilitiesCable Available, Sewer Available
SewerPublic Sewer
Water SourcePublic
ParkingCarport, Other

Interior

AppliancesDisposal, Dryer, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1

Exterior

FencingWood
Other StructuresGuest House, Outdoor Kitchen, Shed(s)

Additional Information

Date ListedJune 27, 2026
Days on Market26
Tax Amount$3,852
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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