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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·1 day on market

5715 Hillman Drive

Jacksonville, FL 32244

$219,900$165/sqftEst. $1,174/moMLS# 2148329
↓ $5,000 below original list
3
Beds
2
Baths
1,336
Sq Ft
1963
Built
—
Garage
No
Pool
FEMA Zone XNo HOA7,405 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

One or more photo(s) was virtually staged. Move-in ready three-bedroom, two-bathroom home in the desirable Oak Hill neighborhood. This home features an open floor plan that creates a seamless flow throughout the main living areas. The kitchen has been thoughtfully updated, complete with granite countertops and stainless-steel appliances, making it a functional space for everyday living. Conveniently located near local shopping, dining, parks, and major roadways, this location offers easy access to all your daily essentials. Schedule your private showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,174
Property taxesest. at asking price, Duval County$359
Estimated total, before insurance$1,533/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,106/yr · $342/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$219,900
$43,980
Loan Term
Monthly Payment
$1,174
Principal & Interest: $1,174
Property taxes (est.): $359
Insurance (est.): $147
Estimated Total Monthly
$1,680
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1963)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,469 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$166,388$166,388▼ $43,424
2024$196,561$196,561—
2023$209,015$204,221—
2022$185,656$185,656▲ $61,460
2021$102,479$25,000▲ $7,522
2020$92,478$25,000—

2025 property taxes (current owner): $4,106/yr

Estimated taxes if purchased at asking price: ~$4,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 29, 2026Active$219,900
  • Sep 4, 2026Pending$219,900
  • Aug 21, 2026Price change$219,900−$5,000
  • Jun 2, 2026Listed$224,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$219,900
Price / Sq Ft$165
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,336
Acres0.17 acres
Year Built1963
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryJacksonville Heights
MiddleCharger Academy
HighWestside High School

Community Information

Address5715 Hillman Drive, Jacksonville, FL 32244
Area063-Jacksonville Heights/Oak Hill/English Estates
SubdivisionOak Hill
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size7,405.2 sq ft
Parcel Number0969780000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Attached Carport

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Electric Range, Microwave
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryWasher Hookup

Exterior

Patio / PorchGlass Enclosed
FencingBack Yard
RoofShingle
ConstructionBrick

Additional Information

Date ListedSeptember 29, 2026
Days on Market94
Tax Amount$4,106.31
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ENTERA REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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