Sold·Closed Sep 10, 2026·53 days on market
1277 Lake Asbury Drive
Green Cove Springs, FL 32043
About this home
Green Cove Springs
Welcome to your own private retreat on nearly 1 acre of waterfront property! Nestled on a quiet dead-end street, this beautifully remodeled 5-bedroom, 3-bath home offers 2,026 sq ft of move-in-ready living with the perfect blend of comfort, style, and outdoor enjoyment. From the moment you arrive, you'll appreciate the extensive updates, including a new roof (2024), HVAC system (2022), new siding, windows, flooring, kitchen, bathrooms, and more. Inside, the spacious layout is ideal for families, entertaining, or simply enjoying everyday life in a fresh, modern space. Step outside and discover what truly sets this property apart--a private in-ground swimming pool, expansive backyard deck, and your very own lakefront dock, creating the ultimate setting for relaxing sunsets, fishing, kayaking, or weekend gatherings.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2024 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Likely septic · Public water · Clay County Utilities
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,523 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $335,268 | $163,660 | — |
| 2024 | $333,299 | $158,341 | — |
| 2023 | $322,043 | $152,273 | — |
| 2022 | $259,971 | $146,382 | — |
| 2021 | $208,072 | $140,663 | — |
| 2020 | $200,050 | $138,031 | — |
2025 property taxes (current owner): $5,416/yr
Estimated taxes if purchased at asking price: ~$11,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 21, 2026Closed$639,000
- Aug 28, 2026Active Under Contract$639,000
- Aug 5, 2026Price change$639,000−$6,000
- Jul 27, 2026Price change$645,000−$5,000
- Jul 17, 2026Price change$650,000−$25,000
- Jun 23, 2026Listed$675,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $195/sq ft; this home is listed at $273/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 929 Lake Asbury Drive, Green Cove Springs, FL 32043Listed by REGNIER REAL ESTATE | Sep 2026 | $350,000 | $122 | 3/3 | 2,880 | 199 | 0.4 |
| 1099 Lake Asbury Drive, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLC | Aug 2026 | $620,000 | $228 | 3/3 | 2,718 | 36 | 0.5 |
| 211 Dow Court, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $418,000 | $195 | 3/2 | 2,145 | 56 | 0.9 |
| 4032 Edgeland Trail, Middleburg, FL 32068Listed by KALLAM REALTY GROUP PLLC | Oct 2026 | $395,000 | $172 | 4/2 | 2,292 | 108 | 1.1 |
| 187 Arthur Moore Drive, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $645,000 | $292 | 4/3 | 2,210 | 79 | 1.1 |
| 3804 Nature Walk Court, Middleburg, FL 32068Listed by REALHOME SERVICES AND SOLUTIONS INC | Sep 2026 | $255,150 | $123 | 5/3 | 2,067 | 100 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FREEDOM REALTY GROUP LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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