Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Palencia, St. Augustine — a golf course home in St. Johns County.

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Active

For Rent·86 days on market·Palencia

654 S Loop Parkway

St. Augustine, FL 32095

$3,150/moMLS# 2151882

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

Raenell Wilkison · WATSON REALTY CORP (Prop Mgmt) Raenellw@watsonrealtycorp.com

Beds

3.5

Baths

3,002

Sq Ft

2005

Built

Garage

Pool

About this home

Palencia

Popular Palencia townhome has many features including 10-foot ceilings, first floor master suite, gourmet kitchen with granite counter tops and beautiful cabinetry. The breakfast bar, formal dining room and living room are all tiled with no carpet downstairs except the master bedroom. Second floor features a recreation room or 2nd living area plus 2nd and 3rd bedrooms. Large detached garage has a covered walkway into back of the home. The back courtyard is fully fenced and has a small patio. Tenant pays all utilities and is responsible for courtyard maintenance. You will have access to a range of top-notch amenities such as restaurants and shops, Stay active with the on-site fitness center, enjoy a round of golf on the nearby course, or take a refreshing dip in one of the swimming pools. The surrounding parks and trails offer plenty of opportunities for outdoor activities. St Johns A+ Rated Schools. Call for more information. Residents are enrolled in the Resident Benefits Package

Cost to own

Mortgage calculator

Home Price

$3,150

Down Payment: 20%

$630

Interest Rate: 6.95%

Loan Term

Monthly Payment

$17

Principal & Interest: $17

Property taxes (est.): $4

Insurance (est.): $2

Estimated Total Monthly

$23

*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$563,345	$551,147	—
2024	$529,031	$501,043	—
2023	$539,892	$455,494	—
2022	$431,706	$414,085	—
2021	$376,441	$376,441	—
2020	$371,506	$368,799	▼ $62,295

Estimated taxes if purchased at asking price: ~$100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Features

Price$3,150

Price / Sq Ft$1

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,002

Acres0.09 acres

Year Built2005

TypeResidential Lease

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesNorth

Community Information

Address654 S Loop Parkway, St. Augustine, FL 32095

Area312-Palencia Area

SubdivisionPalencia

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Lot Size3,920.4 sq ft

Parcel Number0720781140

Amenities

AmenitiesPool, Fitness Center, Golf Course, Tennis Court(s)

UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Available, Water Available

ParkingGuest

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

# of Stories2

LevelsTwo

LaundryIn Unit

SecuritySmoke Detector(s)