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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Andalusia, St. Augustine a home near Pedro Menendez High School.

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Active

Active·50 days on market·Andalusia

589 Seville Parkway

St. Augustine, FL 32086

$397,000$220/sqftEst. $2,043/moMLS# 2151756
4
Beds
2
Baths
1,804
Sq Ft
2018
Built
2
Garage
No
Pool

About this home

Andalusia

Welcome home to this beautifully maintained one-story residence offering over 1,800 square feet of comfortable living space. Featuring 4 bedrooms, 2 bathrooms, and a fully fenced backyard with a spacious screened lanai, this home is designed for both everyday living and entertaining. Natural light fills the open-concept floor plan through sliding glass doors, creating a bright and inviting atmosphere. The split-bedroom layout provides privacy, with a generously sized owner's suite featuring a walk-in closet, linen closet, dual vanities, a tiled walk-in shower, and a private water closet. Built in 2018, this home combines modern construction with impressive smart-home technology. Enjoy features such as plantation shutters, ceiling fans, upgraded appliances, and a Samsung programmable washer and dryer. Smart-home enhancements include a Ring security system, smart thermostat, video doorbell, keyless entry, and the ability to integrate additional smart devices throughout the home.

Cost to own

Mortgage calculator

$397,000
$79,400
Loan Term
Monthly Payment
$2,043
Principal & Interest: $2,043
Property taxes (est.): $528
Insurance (est.): $265
Estimated Total Monthly
$2,836
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,043
Property taxesest. at asking price, St. Johns County$528
HOAbilled quarterly$92
Estimated total, before insurance$2,664/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,614/yr · $384/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$317,740$317,740
2024$343,470$343,470
2023$334,705$334,705
2022$312,566$312,566
2021$235,100$170,782
2020$217,734$167,734

2025 property taxes (current owner): $4,614/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jun 26, 2026Listed$397,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$397,000
Price / Sq Ft$220
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,804
Total Structure Area2,344 sq ft
Acres0.15 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleFlat
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

Community Information

Address589 Seville Parkway, St. Augustine, FL 32086
Area337-Old Moultrie Rd/Wildwood
SubdivisionAndalusia
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size6,534 sq ft
Parcel Number1366811020

Amenities

AmenitiesPool
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchRear Porch, Screened
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 26, 2026
Days on Market0
HOA Fees$277 / Quarterly
HOA FrequencyQuarterly
Tax Amount$4,613.52
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Andalusia

Andalusia is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.

View all Andalusia homes for sale →

Listing Courtesy of: COLDWELL BANKER ANABASIS REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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