Sold·Closed Sep 3, 2026·70 days on market
130 W Louis Broer Road
East Palatka, FL 32131
About this home
East Palatka
Reduced! If you've been looking for a home where the hard work has already been done, this one is worth a look. Recently remodeled, this spacious home offers fresh updates throughout while still feeling warm and welcoming the moment you walk in. The living area features a beautiful fireplace and plenty of room to spread out, making it the perfect spot for relaxing evenings or gathering with family and friends. The kitchen offers generous cabinet and counter space and opens to the main living areas for easy everyday living. One of the home's best features is the oversized primary suite. In addition to the bedroom and private bath, there's a separate bonus room that would make a great home office, nursery, reading room, craft space, or even a private retreat away from the rest of the house. This is the kind of home that gives you room to live, work, and grow--all without needing a long to-do list after closing.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2007)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,538 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,101/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 3, 2026Closed$204,000
- Jul 28, 2026Pending$204,000
- Jun 8, 2026Listed$204,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $248/sq ft; this home is listed at $99/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 226 River Drive, East Palatka, FL 32131Listed by HERRON REAL ESTATE LLC | Jul 2026 | $245,000 | $134 | 4/2 | 1,835 | 83 | 0.9 |
| 115 Sunset Point Road, East Palatka, FL 32131Listed by COLDWELL BANKER BEN BATES INC | Aug 2026 | $530,000 | $332 | 3/2 | 1,596 | 16 | 1.3 |
| 135 Cedar Road, East Palatka, FL 32131Listed by CENTURY 21 TRITON REALTY | Jul 2026 | $110,000 | $65 | 0/2 | 1,680 | 15 | 1.6 |
| 221 S 5th Street, Palatka, FL 32177Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jul 2026 | $118,000 | $56 | 4/2.5 | 2,126 | 235 | 2.4 |
| 117 Hotel Street, Palatka, FL 32177Listed by IHEART REALTY INC | Jul 2026 | $675,000 | $328 | 3/3.5 | 2,056 | 131 | 2.4 |
| 127 Magnolia Drive, East Palatka, FL 32131Listed by OPENDOOR BROKERAGE, LLC. | Apr 2025 | $470,000 | $248 | 2/2 | 1,898 | 77 | 2.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: IHEART REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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