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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·8 days on market

602 Junior Lake Drive

Interlachen, FL 32148

$60,000$91/sqftEst. $332/moMLS# 2150589
↓ $5,000 below original list
2
Beds
2
Baths
660
Sq Ft
1976
Built
—
Garage
No
Pool
FEMA Zone XNo HOA0.43 acresMobile Home1 story

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Interlachen

INVESTOR ALERT! Corner lot opportunity in Interlachen Lakes Estates. Three lakes within walking distance. This 2BD/2BA single-wide on a cleared, fenced corner lot (.65 acres total, 3 parcels) has been cleaned out, damaged sections removed, and is ready for your vision. Utilities connected: electricity, well, and septic already on site. Renovate the existing structure or build new on this spacious corner lot. Either way, you're starting with infrastructure in place and no HOA. Perfect for boating lovers. The area offers close access to lake navigation, making it a go-to spot for those who want water at their doorstep without waterfront prices. Minutes from Interlachen Elementary, local shops, and community fishing. Outdoor enthusiasts and families looking for space, water, and quiet will feel right at home here. 2-car carport and shed included. Sold as-is. Cash only. Don't sleep on this one.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$332
Estimated total, before insurance$332/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$960/yr · $80/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$60,000
$12,000
Loan Term
Monthly Payment
$332
Principal & Interest: $332
Insurance (est.): $40
Estimated Total Monthly
$372
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1976)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,554 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:26 AM, sunset 7:02 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $960/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 2, 2026Active$60,000
  • Aug 4, 2026Pending$60,000
  • Jul 29, 2026Price change$60,000−$5,000
  • Jun 22, 2026Listed$65,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $81/sq ft; this home is listed at $91/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
212 Dawn Avenue, Interlachen, FL 32148Listed by IHEART REALTY INCJul 2026$54,500$812/1672460.2
133 Mullis Avenue, Interlachen, FL 32148Listed by ALIGN RIGHT REALTY HORIZONSAug 2026$55,000$822/16724351
104 Moore Avenue, Interlachen, FL 32148Listed by INTERLACHEN REALTY SERVICES, INCOct 2026$122,570$1902/16441131.2
823 Janet Avenue, Interlachen, FL 32148Listed by THE FIELDS GROUP REALTYSep 2026$50,000$662/17561401.8
116 Smokey Avenue, Interlachen, FL 32148Listed by TEAM FLORIDA REALTY SERVICES INCSep 2026$55,000$702/278452

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$60,000
Price / Sq Ft$91
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage660
Acres0.43 acres
Year Built1976
TypeResidential
Sub-TypeMobile Home
StyleRanch
StatusActive
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryInterlachen
MiddleJenkins
HighInterlachen

Community Information

Address602 Junior Lake Drive, Interlachen, FL 32148
Area572-Interlachen-NE
SubdivisionInterlachen Lakes Estates
CityInterlachen
CountyPutnam
StateFL
Zip Code32148
Lot Size18,730.8 sq ft
Lot Dimensions0.43
Parcel Number021024407517300180
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Available
SewerSeptic Tank
Water SourceWell
ParkingCarport
ViewCity

Interior

AppliancesNone
HeatingNone
CoolingNone
FlooringVinyl
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionCorner Lot
Patio / PorchDeck
FencingFenced
Other StructuresShed(s)
Road FrontageCity Street

Additional Information

Date ListedOctober 2, 2026
Days on Market45
Tax Amount$959.95
Tax Year2025
Listing TermsCash, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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