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Active

Active·38 days on market

575 Oakleaf Plantation Parkway 1002

Orange Park, FL 32065

$136,999$174/sqftEst. $696/moMLS# 2150460

Beds

Baths

788

Sq Ft

2007

Built

—

Garage

Pool

About this home

Orange Park

Adorable one bedroom/one bath home near the community pool. Location makes it easy to access Cecil Field, Equestrian Center, NAS JAX, I-10, I-295 or I-95 in just a few minutes. Oakleaf Shopping Center and many other amenities are located within a five-mile radius of property. Two Amenity facilities are nearby with pools, fitness center, tennis, pickleball, basketball and so much more, that you won't want to leave!!

Cost to own

Mortgage calculator

Home Price

$136,999

Down Payment: 20%

$27,400

Interest Rate: 6.55%

Loan Term

Monthly Payment

$696

Principal & Interest: $696

Property taxes (est.): $210

Insurance (est.): $91

Estimated Total Monthly

$998

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$696

Property taxesest. at asking price, Clay County$210

HOAbilled monthly$316

Estimated total, before insurance$1,222/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$115,093	$63,367	—
2024	$114,418	$60,874	—
2023	$107,645	$57,645	—
2022	$94,361	$94,361	—
2021	$68,394	$68,394	—
2020	$65,317	$62,345	—

2025 property taxes (current owner): $2,403/yr

Estimated taxes if purchased at asking price: ~$2,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History