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Active

Active·158 days on market

575 Oakleaf Plantation Parkway 416

Orange Park, FL 32065

$147,200$128/sqftEst. $780/moMLS# 2139889
$2,800 below original list
2
Beds
2
Baths
1,150
Sq Ft
2007
Built
Garage
No
Pool
FEMA Zone XHOA $316/mo436 sqft lotCondominium2 stories

About this home

Orange Park

Situated within a well-established and amenity-filled community, this condo offers a comfortable and functional layout enhanced by fresh interior paint for a move-in ready experience. The open living area is complemented by vaulted ceilings and a seamless flow into the kitchen, which features generous cabinet space and a breakfast bar. A private balcony extends the living space outdoors and complimented with a storage closet. Additional interior features include walk-in closet space, a split layout for added privacy, and an in-unit laundry area for convenience. Residents enjoy access to community features such as water and sewer included in the HOA fee, pools, clubhouse, playground, and sports courts, all while being conveniently located near major roads, retail centers, and dining options. Motivated seller. Bring all reasonable offers

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$780
Property taxesest. at asking price, Clay County$226
HOAbilled monthly$316
Estimated total, before insurance$1,321/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,309/yr · $192/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$147,200
$29,440
Loan Term
Monthly Payment
$780
Principal & Interest: $780
Property taxes (est.): $226
Insurance (est.): $98
Estimated Total Monthly
$1,103
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,710 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$172,453$136,703
2024$171,629$124,276
2023$161,624$112,979
2022$142,233$102,709
2021$103,698$93,372
2020$99,183$84,884

2025 property taxes (current owner): $2,309/yr

Estimated taxes if purchased at asking price: ~$2,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 31, 2026Price change$147,200$1,000
  • Jul 27, 2026Price change$148,200$1,800
  • Apr 14, 2026Listed$150,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$147,200
Price / Sq Ft$128
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,150
Acres0.01 acres
Year Built2007
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address575 Oakleaf Plantation Parkway 416, Orange Park, FL 32065
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionJennings Point
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size435.6 sq ft
Parcel Number06042500786906664

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Park, Playground, Tennis Court(s)
Community FeaturesSidewalks, Curbs
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Guest

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryIn Unit
SecurityFire Sprinkler System, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered, Patio
RoofShingle
ConstructionVinyl Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 14, 2026
Days on Market139
HOA Fees$316 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesSewer, Water
Tax Amount$2,309.27
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY · sschwartz@cbvfl.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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