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Active

Active·98 days on market

575 Oakleaf Plantation Parkway 416

Orange Park, FL 32065

$150,000$130/sqftEst. $762/moMLS# 2139889

Beds

Baths

1,150

Sq Ft

2007

Built

—

Garage

Pool

About this home

Orange Park

Situated within a well-established and amenity-filled community, this condo offers a comfortable and functional layout enhanced by fresh interior paint for a move-in ready experience. The open living area is complemented by vaulted ceilings and a seamless flow into the kitchen, which features generous cabinet space and a breakfast bar. A private balcony extends the living space outdoors and complimented with a storage closet. Additional interior features include walk-in closet space, a split layout for added privacy, and an in-unit laundry area for convenience. Residents enjoy access to community features such as water and sewer included in the HOA fee, pools, clubhouse, playground, and sports courts, all while being conveniently located near major roads, retail centers, and dining options. Motivated seller. Bring all reasonable offers

Cost to own

Mortgage calculator

Home Price

$150,000

Down Payment: 20%

$30,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$762

Principal & Interest: $762

Property taxes (est.): $230

Insurance (est.): $100

Estimated Total Monthly

$1,092

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$762

Property taxesest. at asking price, Clay County$230

HOAbilled monthly$316

Estimated total, before insurance$1,308/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$172,453	$136,703	—
2024	$171,629	$124,276	—
2023	$161,624	$112,979	—
2022	$142,233	$102,709	—
2021	$103,698	$93,372	—
2020	$99,183	$84,884	—

2025 property taxes (current owner): $2,309/yr

Estimated taxes if purchased at asking price: ~$2,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,710 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Apr 14, 2026Listed$150,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$150,000

Price / Sq Ft$130

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,150

Acres0.01 acres

Year Built2007

TypeResidential

Sub-TypeCondominium

StyleTraditional

StatusActive

Has PoolNo

Is WaterfrontNo

Community Information

Address575 Oakleaf Plantation Parkway 416, Orange Park, FL 32065

Area139-Oakleaf/Orange Park/NW Clay County

SubdivisionJennings Point

CityOrange Park

CountyClay

StateFL

Zip Code32065

Lot Size435.6 sq ft

Parcel Number06042500786906664

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Park, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAssigned, Guest

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Electric Range, Refrigerator, Washer/Dryer Stacked

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryIn Unit

SecurityFire Sprinkler System, Smoke Detector(s)