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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·102 days on market

1663 E Jayhawk Lane E

Jacksonville, FL 32221

$299,900$162/sqftEst. $1,588/moMLS# 2150397
$9,100 below original list
4
Beds
2
Baths
1,855
Sq Ft
2004
Built
2
Garage
No
Pool
FEMA Zone XHOA $23/mo6,534 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome to this well kept home! This beautifully updated 4-bedroom, 2-bathroom property perfectly blends modern upgrades with exceptional outdoor living. Inside, you will find a spacious layout featuring an updated A/C system and a newer roof for total peace of mind. The home comes fully equipped with all appliances, including the washer, dryer, kitchen refrigerator, and even a bonus refrigerator in the garage for extra storage. Step outside to enjoy a peaceful morning coffee on your private, screened-in patio, or host gatherings in the fully fenced-in backyard that offers complete privacy. Come take a look, and turn this house into your home!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$1,588
Property taxesest. at asking price, Duval County$490
HOAbilled annually$23
Estimated total, before insurance$2,101/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,788/yr · $232/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$299,900
$59,980
Loan Term
Monthly Payment
$1,588
Principal & Interest: $1,588
Property taxes (est.): $490
Insurance (est.): $200
Estimated Total Monthly
$2,278
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,585 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$229,892$127,308 $3,208
2024$233,991$122,872 $8,179
2023$234,626$117,692 $17,285
2022$209,563$112,663 $18,243
2021$162,780$107,780
2020$153,757$153,757

2025 property taxes (current owner): $2,788/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 25, 2026Price change$299,900$9,100
  • Jun 12, 2026Listed$309,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$299,900
Price / Sq Ft$162
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,855
Acres0.15 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address1663 E Jayhawk Lane E, Jacksonville, FL 32221
Area062-Crystal Springs/Country Creek Area
SubdivisionPinecrest
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Lot Size6,534 sq ft
Parcel Number0090623280
ZoningSingle Family

Amenities

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower
AppliancesConvection Oven, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air
FlooringCarpet, Tile, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup
SecurityClosed Circuit Camera(s), Smoke Detector(s)

Exterior

Patio / PorchCovered, Patio, Screened
FencingFenced, Back Yard, Vinyl, Wood
RoofShingle
ConstructionBlock, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 12, 2026
Days on Market43
HOA Fees$275 / Annually
HOA FrequencyAnnually
Tax Amount$2,787.76
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DALTON WADE INC · MrDonaldThomas@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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