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Active

Active·72 days on market

194 Keuka Road

Interlachen, FL 32148

$249,000$165/sqftEst. $1,279/moMLS# 2150389
4
Beds
2
Baths
1,512
Sq Ft
2005
Built
Garage
No
Pool

About this home

Interlachen

Welcome to this four-bedroom, two-bathroom manufactured home located in Interlachen Lakes Estates in Interlachen, FL. Offering 1,512 square feet of finished living space on a single floor, this residence provides comfortable and accessible living with practical room arrangements. A newer roof giving peace of mind. Enjoy sipping on your morning coffee or evening cocktail while enjoy the view of your land and wildlife. A straightforward layout makes efficient use of space, making it easy to maintain. Situated in an established community, this property presents a solid opportunity for those seeking affordable housing in the Interlachen area. All measurements and info are deemed accurate but not warranted by seller or listing agent. Buyers and or buyers agent to confirm all info.

Cost to own

Mortgage calculator

$249,000
$49,800
Loan Term
Monthly Payment
$1,279
Principal & Interest: $1,279
Insurance (est.): $166
Estimated Total Monthly
$1,445
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,279
Estimated total, before insurance$1,279/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$814/yr · $68/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $814/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,673 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jun 12, 2026Listed$249,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$249,000
Price / Sq Ft$165
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,512
Acres1.99 acres
Year Built2005
TypeResidential
Sub-TypeManufactured Home
StyleTraditional
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address194 Keuka Road, Interlachen, FL 32148
Area573-Interlachen-SW
SubdivisionInterlachen Lakes Estates
CityInterlachen
CountyPutnam
StateFL
Zip Code32148
Lot Size86,684.4 sq ft
Parcel Number201024407400300180

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen
AppliancesElectric Cooktop, Electric Oven, Electric Water Heater, Freezer, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionMany Trees
Patio / PorchDeck
RoofShingle
ConstructionVinyl Siding
Other StructuresShed(s)
Road SurfaceAsphalt, Paved
Road FrontageCity Street

Additional Information

Date ListedJune 12, 2026
Days on Market6
Tax Amount$814.15
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SIGNATURE BEST FLORIDA REALTY, LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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