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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·264 days on market

156 Wallace Street

Interlachen, FL 32148

$209,000$131/sqftEst. $1,073/moMLS# 2119996
3
Beds
2
Baths
1,600
Sq Ft
2025
Built
Garage
No
Pool

About this home

Interlachen

Don't miss out on this move in ready brand new home. This home is energy star rated with upgraded insulation and a Trane Heat Pump system!!!! This home is move in ready with l3 large bedrooms, living room and a den. Well, Septic is all new. All the hard work is done and just ready for move in. Includes 2/10 Warranty. Very nice view of lake from your backyard. Seller will contribute up to 2,000 in closing cost or to buy down interest rate.

Cost to own

Mortgage calculator

$209,000
$41,800
Loan Term
Monthly Payment
$1,073
Principal & Interest: $1,073
Insurance (est.): $139
Estimated Total Monthly
$1,213
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,073
Estimated total, before insurance$1,073/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $283/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,580 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 23, 2026Price change$209,000$10,900
  • Dec 2, 2025Listed$219,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$209,000
Price / Sq Ft$131
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,600
Acres0.33 acres
Year Built2025
TypeResidential
Sub-TypeManufactured Home
StatusActive
Has PoolNo
Is WaterfrontYes
New ConstructionYes

Community Information

Address156 Wallace Street, Interlachen, FL 32148
Area572-Interlachen-NE
SubdivisionInterlachen Lakes Estates
CityInterlachen
CountyPutnam
StateFL
Zip Code32148
Lot Size14,374.8 sq ft
Parcel Number061025408105500080

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingOther
ViewPond
Waterfront TypeLake Front

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Ice Maker, Refrigerator
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne

Exterior

RoofShingle
ConstructionVinyl Siding
Road SurfaceAsphalt

Additional Information

Date ListedDecember 2, 2025
Days on Market255
Tax Amount$283.47
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: LANTERN REALTY, LLC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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