This home is in Jacksonville — a gated community home in Jacksonville.
Active·57 days on market
1363 Heritage Manor Drive
Jacksonville, FL 32207
About this home
Jacksonville
Welcome to gated Old San Jose on the River, this beautifully designed 3371 sq ft home features 3 bedrooms (Owner's/1 of the Guest & Office are on main level), 3 1/2 baths, and a versatile bonus room & guest suite upstairs (Owners using downstairs bedroom as 2nd office). Generous, screened porch has wet bar & griddle, overlooking private paver patio featuring a gas fire feature & electric retractable awning. Home features a 3-car climate controlled garage with storage cabinets & work bench. Meticulously cared for, this home has many upgrades, & NEWER systems (HVAC & tankless heater). Thoughtfully designed for both comfort & function the home offers an open inviting layout perfect for entertaining (custom bar area with ice machine) & everyday living (closets galore!) An active & desirable gated community with exceptional amenities (riverfront dock/kayak launch/pool/gym) with LOW $275 per month HOA. Located less then 4 miles from downtown. Please see UPGRADES LIST under documents tab.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $902,063 | $560,377 | — |
| 2024 | $713,434 | $543,877 | ▲ $47,615 |
| 2023 | $667,769 | $526,580 | — |
| 2022 | $650,400 | $509,787 | — |
| 2021 | $560,502 | $493,483 | — |
| 2020 | $535,980 | $485,980 | — |
2025 property taxes (current owner): $10,492/yr
Estimated taxes if purchased at asking price: ~$19,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: material not specified — year not disclosed (home built 2012)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,441 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 1, 2026Price change$999,950−$98,050
- Jun 12, 2026Listed$1,098,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RIVERPOINT REAL ESTATE
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines