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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine a pool home in St. Johns County.

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Active

Active·57 days on market

713 Camelia Trail

St. Augustine, FL 32086

$660,000$327/sqftEst. $3,404/moMLS# 2150016
3
Beds
2
Baths
2,017
Sq Ft
1988
Built
2
Garage
Yes
Pool

About this home

St. Augustine

Fall in love with this meticulously upgraded, turnkey St. Augustine pool home, where no expense was spared. Absolute peace of mind begins outside with a brand-new roof, pristine fresh landscaping, and a professionally sealed paver driveway. Inside, the home radiates luxury with premium new bamboo flooring, fresh designer interior paint, and an expansive floor-to-ceiling fireplace. The chef's kitchen is a showstopper, fully reimagined with rich custom cabinetry, high-end modern countertops, premium stainless steel appliances, and a sunlit breakfast nook. Retreat to the owner's suite, boasting a massive walk-in closet and a lavishly renovated, spa-like ensuite bath featuring dual vanities and a custom oversized walk-in shower. Massive perks include an indoor laundry room and a private backyard oasis starring a pristine, screened-in saltwater pool. Minutes from the beach, shopping, and dining--this fully loaded masterpiece is the ultimate upgrade!

Cost to own

Mortgage calculator

$660,000
$132,000
Loan Term
Monthly Payment
$3,404
Principal & Interest: $3,404
Property taxes (est.): $878
Insurance (est.): $440
Estimated Total Monthly
$4,722
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,404
Property taxesest. at asking price, St. Johns County$878
HOAbilled quarterly$108
Estimated total, before insurance$4,389/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,677/yr · $473/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $551,000 in November 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$435,417$384,695
2024$494,835$397,294
2023$434,266$384,266
2022$383,878$306,507
2021$304,339$304,339
2020$230,587$119,085

2025 property taxes (current owner): $5,677/yr

Estimated taxes if purchased at asking price: ~$10,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water · St Johns County Utilities - water accounts

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,445 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jun 11, 2026Listed$660,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$660,000
Price / Sq Ft$327
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,017
Acres0.43 acres
Year Built1988
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Heated, Salt Water, Screen Enclosure
Is WaterfrontNo

Community Information

Address713 Camelia Trail, St. Augustine, FL 32086
Area337-Old Moultrie Rd/Wildwood
SubdivisionMoultrie Trails
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size18,730.8 sq ft
Parcel Number1851900420

Amenities

AmenitiesClubhouse, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesEat-in Kitchen, Pantry, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Microwave, Washer/Dryer Stacked, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
Fireplace FeaturesGas
# of Stories1
LevelsOne
Window FeaturesSkylight(s)

Exterior

FencingOther
RoofShingle
ConstructionBrick, Wood Siding

Additional Information

Date ListedJune 11, 2026
Days on Market36
HOA Fees$323 / Quarterly
HOA FrequencyQuarterly
Tax Amount$5,676.64
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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