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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Active

Active·114 days on market

7747 Lynchburg Court E

Jacksonville, FL 32277

$350,000$203/sqftEst. $1,868/moMLS# 2149296
↓ $15,000 below original list
3
Beds
2.5
Baths
1,726
Sq Ft
1991
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $29/moSingle Family Residence2 stories

About this home

Jacksonville

Well maintained home in the desirable Ashley Green Community boasts in ground pool, paved back yard and privacy fence for all your summer fun and celebrations. Sitting on a large corner lot, this home has 3 bedrooms and 2 1/2 baths. Vaulted ceilings in living room with fire place and many windows for beautiful natural lighting. Large master bedroom with ensuite bathroom and ample closet space. Kids will love the 2 bedrooms located upstairs, full bathroom and 2 areas looking down into main living room to make their own special place! Great for office area or home library with cozy feel. Great location for easy navigation, variety of places to eat and shopping. A must see in person to appreciate!!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,868
Property taxesest. at asking price, Duval County$571
HOAbilled monthly$29
Estimated total, before insurance$2,469/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$350,000
$70,000
Loan Term
Monthly Payment
$1,868
Principal & Interest: $1,868
Property taxes (est.): $572
Insurance (est.): $233
Estimated Total Monthly
$2,673
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1991)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,716 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$265,823$265,823—
2024$259,000$209,000▼ $695
2023$261,297$211,297—
2022$245,131$245,131—
2021$186,827$129,576—
2020$177,097$127,097—

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 24, 2026Price change$350,000−$9,000
  • Jul 30, 2026Price change$359,000−$6,000
  • Jun 7, 2026Listed$365,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$350,000
Price / Sq Ft$203
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,726
Year Built1991
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address7747 Lynchburg Court E, Jacksonville, FL 32277
Area041-Arlington
SubdivisionAshley Green
CityJacksonville
CountyDuval
StateFL
Zip Code32277
Parcel Number1130148170

Amenities

Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Jack and Jill Bath, Pantry, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Electric Range, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCorner Lot, Cul-De-Sac
Patio / PorchCovered, Front Porch, Rear Porch
FencingBack Yard, Privacy, Wood
RoofShingle
ConstructionAluminum Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 7, 2026
Days on Market86
HOA Fees$29.49 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MILITARY REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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