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Sold

Sold·Closed Jun 5, 2026·0 days on market

111 Davis Lake Road

Palatka, FL 32177

$256,000sold priceListed at $256,000 · 100% of asking$195/sqftMLS# 2149096
3
Beds
2
Baths
1,316
Sq Ft
2026
Built
—
Garage
No
Pool
No HOA7,841 sqft lotSingle Family Residence1 storyNew construction

About this home

Palatka

For Comp and Stat purposes only

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,418
Estimated total, before insurance$1,418/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$256,000
$51,200
Loan Term
Monthly Payment
$1,418
Principal & Interest: $1,418
Insurance (est.): $171
Estimated Total Monthly
$1,589
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $55/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $195/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
128 Davis Lake Rd Road, Palatka, FL 32177Listed by MOMENTUM REALTYSep 2026$68,000$643/21,064110.1
6106 W 3rd Manor, Palatka, FL 32177Listed by COLDWELL BANKER BEN BATES INCApr 2026$277,000$2202/1.51,2601760.3
112 W Camelot Drive, Palatka, FL 32177Listed by CENTURY 21 BECKHAM REALTYApr 2026$306,900$2143/21,4331270.8
7200 Andrew Jackson Street, Palatka, FL 32177Listed by BEACH STATE REALTYSep 2026$245,250$1873/21,3111210.9
341 Alabama Avenue, Palatka, FL 32177Listed by BEACH STATE REALTYMay 2026$315,000$1864/31,6961291
1127 S State Road 19, Palatka, FL 32177Listed by TIMBER TO TIDES REALTY LLCJun 2026$168,000$1233/21,3611081.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$256,000
Price / Sq Ft$195
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,316
Acres0.18 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address111 Davis Lake Road, Palatka, FL 32177
Area561-Greater Palatka
SubdivisionMetes & Bounds
CityPalatka
CountyPutnam
StateFL
Zip Code32177
Lot Size7,840.8 sq ft
Parcel Number101026192000400060

Amenities

UtilitiesElectricity Connected
SewerAerobic Septic
Water SourceWell
ParkingOff Street

Interior

AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJune 5, 2026
Days on Market0
Tax Amount$55.23
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: TIMBER TO TIDES REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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