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This home is in Jacksonville.

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Active

Active·64 days on market

4250 Davinci Avenue

Jacksonville, FL 32210

$465,000$206/sqftEst. $2,398/moMLS# 2148910

Beds

Baths

2,259

Sq Ft

1924

Built

—

Garage

Pool

About this home

Jacksonville

Experience the timeless charm of historic Ortega in this beautifully maintained home located in the sought-after Historic Venetian neighborhood. Nestled beneath mature shade trees, this residence showcases original hardwood floors, classic architectural details, and natural light throughout. The spacious kitchen offers ample cabinetry, generous workspace, and a cozy breakfast area, while the inviting living spaces provide comfort and flexibility for everyday living. Enjoy the character and craftsmanship of a historic home with the convenience of being just minutes from the vibrant Riverside Arts District, known for its acclaimed dining, entertainment, boutiques, art galleries, and cultural attractions. This rare opportunity combines historic elegance, modern comfort, and an exceptional location in one of Jacksonville's most treasured historic communities.

Cost to own

Mortgage calculator

Home Price

$465,000

Down Payment: 20%

$93,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$2,398

Principal & Interest: $2,398

Property taxes (est.): $759

Insurance (est.): $310

Estimated Total Monthly

$3,467

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,398

Property taxesest. at asking price, Duval County$759

Estimated total, before insurance$3,157/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$295,851	$95,462	—
2025	$376,429	$84,539	—
2024	$273,603	$91,923	—
2024	$354,133	$81,309	▼ $225
2023	$272,568	$87,644	—
2023	$344,278	$82,339	—
2022	$254,123	$87,989	—
2022	$313,334	$78,485	—
2021	$197,328	$83,955	▲ $13,350
2021	$264,514	$74,743	—
2020	$185,505	$82,099	—
2020	$247,634	$73,021	—

Estimated taxes if purchased at asking price: ~$9,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1924)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,425 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History