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Active

Active·65 days on market

2624 Creekfront Drive

Green Cove Springs, FL 32043

$355,000$217/sqftEst. $1,831/moMLS# 2148625

Beds

Baths

1,638

Sq Ft

2006

Built

Garage

Yes

Pool

About this home

Green Cove Springs

Welcome home to this charming 4-bedroom, 2-bath pool home designed for comfort, entertaining, and everyday enjoyment. The open-concept kitchen features beautiful quartz countertops and flows seamlessly into the main living areas, while the split-bedroom floor plan provides privacy and flexibility for family and guests. A unique remote-operated garage privacy screen adds both convenience and versatility, creating additional usable space for hobbies, gatherings, or relaxation. The enclosed Florida room overlooks the sparkling pool and serves as the perfect spot to unwind year-round. Imagine hosting backyard barbecues, watching movies on the outdoor screen, and enjoying warm evenings while floating in your own private pool. Whether you're entertaining friends or creating lasting family memories, this home offers the ideal Florida lifestyle. Just bring your pool toys and start enjoying everything this exceptional home has to offer!

Cost to own

Mortgage calculator

Home Price

$355,000

Down Payment: 20%

$71,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$1,831

Principal & Interest: $1,831

Property taxes (est.): $544

Insurance (est.): $237

Estimated Total Monthly

$2,611

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,831

Property taxesest. at asking price, Clay County$544

HOAbilled quarterly$55

Estimated total, before insurance$2,430/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,780/yr · $315/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$269,614	$213,765	—
2024	$276,276	$207,034	—
2023	$275,661	$199,548	—
2022	$242,280	$192,280	—
2021	$180,157	$73,159	—
2020	$174,905	$71,452	—

2025 property taxes (current owner): $3,780/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,763 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 4, 2026Listed$355,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$355,000

Price / Sq Ft$217

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,638

Total Structure Area2,446 sq ft

Acres0.16 acres

Year Built2006

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Pool Cover

Is WaterfrontNo

Community Information

Address2624 Creekfront Drive, Green Cove Springs, FL 32043

Area163-Lake Asbury Area

SubdivisionSilver Creek

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Lot Size6,969.6 sq ft

Parcel Number22052501010900884

ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s)

AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air, Wall/Window Unit(s)

FlooringCarpet

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup