This home is in Willowcove Park, Ponte Vedra.

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Active

Active·45 days on market·Willowcove Park

144 Magnolia Creek Walk

Ponte Vedra, FL 32081

$519,000$209/sqftEst. $2,762/moMLS# 2148426

Beds

Baths

2,480

Sq Ft

2013

Built

Garage

Pool

About this home

Willowcove Park

LOOK NO FURTHER! Experience the Award-Winning Nocatee Lifestyle in this spacious, maintenance-free end-unit townhome offering breathtaking lake and preserve views. Perfectly positioned in one of Northeast Florida's most sought-after master-planned communities, this beautifully upgraded home offers 2,480 square feet, 4 bedrooms, 3.5 bathrooms, a large bonus room with wet bar, and a versatile office/flex space, providing exceptional flexibility for today's lifestyle. From the moment you arrive, the charming covered front porch and beautiful wood flooring set the tone for the quality and care found throughout. The open-concept floor plan is designed for both everyday living and entertaining, featuring a well-appointed kitchen with granite countertops, abundant cabinetry, a gas cooktop with pot filler, under-cabinet microwave, walk-in pantry, and all appliances included. The kitchen flows seamlessly into the everyday dining area and spacious family room, highlighted by a custom mantel

Cost to own

Mortgage calculator

Home Price

$519,000

Down Payment: 20%

$103,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,638

Principal & Interest: $2,638

Est. Taxes & Insurance: $660

Estimated Total Monthly

$3,298

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,762

Property taxesest. at asking price, St. Johns County$691

HOAbilled monthly$300

Estimated total, before insurance$3,753/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$436,425	$436,425	—
2024	$435,965	$330,275	—
2023	$429,657	$319,199	—
2022	$407,875	$308,446	—
2021	$300,016	$250,016	—
2020	$274,364	$163,113	—

2025 property taxes (current owner): $5,964/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jun 3, 2026Listed$519,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$519,000

Price / Sq Ft$209

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,480

Acres0.12 acres

Year Built2013

TypeResidential

Sub-TypeTownhouse

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

School Information

ElementaryPalm Valley Academy

MiddlePalm Valley Academy

HighAllen D. Nease

Community Information

Address144 Magnolia Creek Walk, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionWillowcove Park

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size5,227.2 sq ft

Lot Dimensions46x114x46x114

Parcel Number0702723830

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Dog Park, Fitness Center, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewLake, Pond, Protected Preserve

Waterfront TypeLake Front, Pond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Jack and Jill Bath, Kitchen Island, Open Floorplan, Primary Bathroom - Tub with Shower, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringTile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecuritySmoke Detector(s)