This home is in Jacksonville.
Active·66 days on market
1554 Shirl Lane
Jacksonville, FL 32207
About this home
Jacksonville
Step into 1554 Shirl Lane, a generously sized mid-century modern ranch that has been carefully refreshed to suit modern living. Now offering 4 spacious bedrooms and 2.5 bathrooms, this home seamlessly blends classic architectural charm with modern comforts. Step inside to discover brand-new flooring, beautifully renovated bathrooms, and a stunning kitchen designed to impress. Featuring crisp white quartz countertops, ample cabinetry, and a generous breakfast bar, the kitchen is perfect for everything from casual mornings to entertaining family and friends. The expansive bonus family room provides endless possibilities as a media room, game room, home office, or additional gathering space. Throughout the home, you'll find updates that enhance both style and functionality. Outside, enjoy your own private retreat complete with a patio, storage shed, and a charming brick outdoor fireplace--perfect for relaxing evenings or hosting weekend get-togethers under the stars.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $287,577 | $197,920 | ▲ $7,800 |
| 2024 | $280,343 | $191,635 | ▲ $1,910 |
| 2023 | $266,495 | $184,598 | — |
| 2022 | $258,446 | $177,766 | ▲ $1,476 |
| 2021 | $221,133 | $171,133 | — |
| 2020 | $179,430 | $68,349 | ▲ $5,031 |
2025 property taxes (current owner): $4,058/yr
Estimated taxes if purchased at asking price: ~$7,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 1956)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Public water · JEA
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,490 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 22, 2026Price change$399,999−$17,901
- Jul 15, 2026Price change$417,900−$1,000
- Jul 8, 2026Price change$418,900−$1,000
- Jun 3, 2026Listed$419,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXIT INSPIRED REAL ESTATE
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Bethune Grant
Active Under Contract$689,000MLS# 2157894Est. $3,667/mo1435 Riverbirch Lane, Jacksonville, FL 322074 Beds2 Baths2,500 sqftWelcome to 1435 Riverbirch Lane, a beautifully updated home tucked away on a quiet cul-de-sac in the highly desirable…
ResidentialROUND TABLE REALTY
For Rent$2,500/moMLS# 21485571554 Shirl Lane, Jacksonville, FL 322074 Beds2 Baths2,303 sqftLeasing option is month-to-month. Tenant needs to be will to show the home while the home is for sale. Welcome to 1554…
Residential LeaseEXIT INSPIRED REAL ESTATE
Keep looking
Similar homes in Jacksonville
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines