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Active·36 days on market

61 Fortune Lane

Palm Coast, FL 32137

$470,900$230/sqftEst. $2,506/moMLS# 2148368
3
Beds
2
Baths
2,049
Sq Ft
2026
Built

Palm Coast

About this home

Pre-Construction. To be built. Welcome to The Sara by Hunter Quinn Homes, a thoughtfully designed, energy-efficient home-to-be-built in the desirable Palm Harbor neighborhood of Palm Coast. Combining affordable luxury, superior performance, and personalized design, this exceptional floor plan offers approximately 2,049 square feet, 3 bedrooms, 2 bathrooms, and a variety of flexible living options designed to fit your lifestyle. From the inviting front porch to the open-concept living spaces, The Sara is designed for comfortable Florida living. The spacious kitchen flows seamlessly into the family room and dining area, creating the perfect space for entertaining and everyday life.

Cost to own

Mortgage calculator

$470,900
$94,180
Loan Term
Monthly Payment
$2,506
Principal & Interest: $2,506
Est. Taxes & Insurance: $627
Estimated Total Monthly
$3,133
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,506
Estimated total, before insurance$2,506/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,054/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,764 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jun 2, 2026Listed$470,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$470,900
Price / Sq Ft$230
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,049
Total Structure Area2,049 sq ft
Acres0.29 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Ranch
Property ConditionTo Be Built
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesSoutheast

School Information

ElementaryOld Kings
MiddleIndian Trails
HighMatanzas

Community Information

Address61 Fortune Lane, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionPalm Harbor
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size12,632.4 sq ft
Lot Dimensions33x159x145x114
Parcel Number0711317007000800290
ZoningResidential

Amenities

UtilitiesElectricity Not Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
Green / EnergyAppliances, Construction, HVAC, Insulation, Lighting, Roof, Thermostat, Water Heater, Windows
ParkingGarage

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater, Microwave
HeatingCentral, Electric, Heat Pump
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories1
LevelsOne, One and One Half
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionComposition Siding, Concrete, Fiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 2, 2026
Days on Market0
Tax Amount$1,054.13
Tax Year2025
Listing TermsCash, Conventional, FHA, Private Financing Available, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORK

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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