Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville.

1 / 78

Active

Active·58 days on market

3590 Hedrick Street

Jacksonville, FL 32205

$1,299,000$350/sqftEst. $6,623/moMLS# 2148181

Beds

Baths

3,711

Sq Ft

1940

Built

Garage

Pool

About this home

Jacksonville

Beautifully maintained historic home on one of Jacksonville's most desirable streets - a quiet, tree-lined picturesque block steps from the St. Johns River and the shops of Avondale. Behind its classic brick exterior, this 1940 home offers 5 bedrooms, 3.5 baths, and over 3,700 square feet, rich with the character of the era. The floor plan blends traditional charm with the way people live today: a living room with fireplace, formal dining room, and downstairs office open to a bright, open - concept kitchen and family room with new wood floors-designed for both comfortable living and entertaining. A large deck extends into a peaceful, fully fenced backyard framed by mature landscaping. Recent updates bring peace of mind - a 2017 roof and both HVAC replaced in 2020 - plus a deep attached garage with generous storage. Walkable to riverfront parks, with easy access to interstates and downtown. A rare opportunity to own a truly special home in a highly sought-after neighborhood.

Cost to own

Mortgage calculator

Home Price

$1,299,000

Down Payment: 20%

$259,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$6,623

Principal & Interest: $6,623

Property taxes (est.): $2,121

Insurance (est.): $866

Estimated Total Monthly

$9,610

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$6,623

Property taxesest. at asking price, Duval County$2,121

Estimated total, before insurance$8,744/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$13,695/yr · $1,141/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $800,000 in April 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$791,802	$741,080	—
2024	$776,141	$726,141	▲ $31,248
2023	$771,159	$721,159	—
2022	$782,157	$236,331	▲ $4,229
2021	$663,917	$227,977	—
2020	$691,717	$224,133	—

2025 property taxes (current owner): $13,695/yr

Estimated taxes if purchased at asking price: ~$25,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — 2017 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,629 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 31, 2026Price change$1,299,000−$136,000
Jun 5, 2026Listed$1,435,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,299,000

Price / Sq Ft$350

Bedrooms5

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,711

Acres0.19 acres

Year Built1940

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesNorthwest

School Information

ElementaryWest Riverside

Community Information

Address3590 Hedrick Street, Jacksonville, FL 32205

Area032-Avondale

SubdivisionAvondale

CityJacksonville

CountyDuval

StateFL

Zip Code32205

Lot Size8,276.4 sq ft

Lot Dimensions64 x 130

Parcel Number0785380000

ZoningResidential

Amenities

UtilitiesElectricity Available, Electricity Connected, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

Green / EnergyInsulation

ParkingGarage

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater, Ice Maker, Plumbed For Ice Maker, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Multi Units

FlooringTile, Wood

FireplaceYes

# of Fireplaces2

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Upper Level, Washer Hookup