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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·136 days on market

212 NW Turkey Crk Wy

Lake City, FL 32055

$359,500$199/sqftEst. $1,991/moMLS# 2148018
↓ $5,500 below original list
3
Beds
2
Baths
1,810
Sq Ft
2020
Built
2
Garage
No
Pool
FEMA Zone XHOA $24/mo11,326 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Lake City

Welcome to this beautifully maintained 2020 modern farmhouse-style home in Woodborough North. Featuring vaulted ceilings, hardwood floors, and an open-concept layout, this move-in-ready home provides the perfect blend of comfort and style. The spacious kitchen is designed for both everyday living and entertaining, featuring a large farmhouse sink, ample workspace, and seamless flow into the living and dining areas. The laundry room provides abundant cabinet storage, providing extra organization and convenience. The private owner's suite includes a spacious ensuite bath with an oversized walk-in shower, creating a relaxing retreat. Enjoy peaceful mornings and evenings on the screened-in patio overlooking the backyard. Conveniently located near shopping, dining, schools, and major highways, this home provides modern living in one of Lake City's most desirable neighborhoods. Some photos have been virtually rendered.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,991
HOAbilled monthly$24
Estimated total, before insurance$2,015/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,925/yr · $244/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$359,500
$71,900
Loan Term
Monthly Payment
$1,991
Principal & Interest: $1,991
Insurance (est.): $240
Estimated Total Monthly
$2,231
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,771 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,925/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 14, 2026Price change$359,500−$5,500
  • Jun 1, 2026Listed$365,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $152/sq ft; this home is listed at $199/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
167 N Dudley Loop, Lake City, FL 32055Listed by NON MLS (realMLS)May 2026$200,000$1233/21,62001.5
140 NW Genell Loop, Lake City, FL 32055Listed by SAGE ONE SOLUTIONS LLCOct 2026$230,000$1523/21,512311.8
151 NW Heritage Drive, Lake City, FL 32055Listed by REAL BROKER LLCJun 2026$345,000$1883/21,839532.6
536 NW Shelby Terrace, Lake City, FL 32055Listed by POWERHOUSE REALTY INC.Dec 2025$165,000$993/21,6702062.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$359,500
Price / Sq Ft$199
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,810
Acres0.26 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address212 NW Turkey Crk Wy, Lake City, FL 32055
Area803-Columbia-Southeast
SubdivisionTurkey Creek
CityLake City
CountyColumbia
StateFL
Zip Code32055
Lot Size11,325.6 sq ft
Parcel Number23-3S-16-02279-123

Amenities

UtilitiesCable Connected, Electricity Available, Sewer Connected
SewerSeptic Tank
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

AppliancesDishwasher, Disposal, Microwave, Refrigerator
HeatingCentral, Heat Pump
CoolingCentral Air
# of Stories1

Exterior

Exterior FeaturesOther

Additional Information

Date ListedJune 1, 2026
Days on Market74
HOA Fees$24 / Monthly
HOA FrequencyMonthly
Tax Amount$2,925
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BEYCOME OF FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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