Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 27
Sold

Sold·Closed Jun 29, 2026·53 days on market

151 NW Heritage Drive

Lake City, FL 32055

$345,000sold priceListed at $354,900 · 97.2% of asking$188/sqftMLS# 2139170
3
Beds
2
Baths
1,839
Sq Ft
2004
Built
2
Garage
No
Pool
No HOA0.50 acresSingle Family Residence1 story

About this home

Lake City

Nestled in a quiet enclave of Lake City, 151 NW Heritage Drive masterfully balances suburban serenity with everyday accessibility. This residence offers a peaceful retreat while maintaining excellent proximity to essential local landmarks, including HCA Florida Lake City Hospital and the I-75/US-90 interchange. It serves as an ideal base for those seeking a slower pace of life without sacrificing access to necessary services or efficient travel. Beyond its prime location, this property invites you to enjoy the classic charm of North Central Florida. You are positioned just moments from the region's renowned natural springs and beautiful outdoor preserves, providing a quick escape for weekend leisure. Whether you are looking for a tranquil sanctuary or a perfectly positioned hub for your next adventure, this home is ready for its next chapter, offering a lifestyle defined by seamless convenience.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,911
Estimated total, before insurance$1,911/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,612/yr · $134/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$345,000
$69,000
Loan Term
Monthly Payment
$1,911
Principal & Interest: $1,911
Insurance (est.): $230
Estimated Total Monthly
$2,141
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,612/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $123/sq ft; this home is listed at $193/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
167 N Dudley Loop, Lake City, FL 32055Listed by NON MLS (realMLS)May 2026$200,000$1233/21,62002.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$354,900
Price / Sq Ft$193
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,839
Total Structure Area2,736 sq ft
Acres0.50 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryPinemount
MiddleLake City
HighColumbia

Community Information

Address151 NW Heritage Drive, Lake City, FL 32055
Area802-Columbia-West
SubdivisionArbors
CityLake City
CountyColumbia
StateFL
Zip Code32055
Lot Size21,780 sq ft
Parcel Number283S1602372518
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingGarage

Interior

AppliancesDryer, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryIn Unit

Additional Information

Date ListedApril 9, 2026
Days on Market53
Tax Amount$1,611.96
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines