Sold·Closed Aug 21, 2026·49 days on market
2541 Elbow Road
Orange Park, FL 32073
About this home
Orange Park
Some homes simply feel like home. This is one of them. Lovingly maintained by the same family for generations, this move-in-ready 3-bedroom, 2-bath home is located in a neighborhood that truly feels like a community. Filled with natural light, the home feels bright and airy throughout. Between 2017 and 2020, the home underwent extensive updates, including a fully renovated kitchen and bathrooms, refinished hardwood floors, custom closet systems, interior and exterior painting, fencing, gutters, professional landscaping, and a water heater replacement. A new roof installed in December 2024 offers added peace of mind. The fenced backyard features a paver patio and a beautiful mature oak tree. Additional features include a rear-entry garage, extra parking for vehicles, a small boat or trailer, well water for irrigation, security system wiring, and a transfer switch for portable generator hookup. CLOSE TO NAS JAX. NO HOA OR CDD FEES.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1956)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0023922 · Public water (record)
County records show this parcel on central sewer served by FL0023922 — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,418 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $201,396 | $147,127 | — |
| 2024 | $192,274 | $142,274 | — |
| 2023 | $184,989 | $184,989 | — |
| 2022 | $160,056 | $37,589 | — |
| 2021 | $142,468 | $35,024 | — |
| 2020 | $140,908 | $33,844 | — |
2025 property taxes (current owner): $2,927/yr
Estimated taxes if purchased at asking price: ~$6,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 24, 2026Closed$349,900
- Jul 15, 2026Pending$349,900
- May 27, 2026Listed$349,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $193/sq ft; this home is listed at $216/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 663 Corduroy Court, Orange Park, FL 32073Listed by GIFFORD PROPERTIES & MANAGEMENT INC | Jul 2026 | $235,000 | $166 | 3/2 | 1,412 | 13 | 0.8 |
| 1832 Plainfield Avenue, Orange Park, FL 32073Listed by TRUDEALS REALTY CORP | Sep 2026 | $415,000 | $239 | 3/2 | 1,734 | 54 | 0.9 |
| 1829 Plainfield Avenue, Orange Park, FL 32073Listed by FRONT PORCH REALTY | Sep 2026 | $345,000 | $190 | 3/2 | 1,812 | 36 | 0.9 |
| 1434 Floyd Circle E, Orange Park, FL 32073Listed by HASSLE-FREE REALTY LLC | Jul 2026 | $229,900 | $179 | 4/2 | 1,284 | 9 | 1.2 |
| 2432 Lakeview Drive, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTY | Jul 2026 | $386,000 | $219 | 3/2 | 1,764 | 2 | 1.2 |
| 1879 Harbor Island Drive, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $365,000 | $193 | 3/2 | 1,888 | 1 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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