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Pending

Pending·69 days on market

2318 North Fork Road

Green Cove Springs, FL 32043

$289,000$178/sqftEst. $1,474/moMLS# 2146067

Beds

Baths

1,620

Sq Ft

2000

Built

—

Garage

Pool

About this home

Green Cove Springs

Looking for a comfortable home on acreage in peaceful Green Cove Springs? This is the 3 bedroom 2 bath home for you. The 1.52 acre parcel is completely cleared with protected woodlands behind it. As you enter the home you have a spacious living room. The country kitchen, dining area and family room is bright and open.. Split bedroom plan for added privacy. Outside is where this home really shines. The huge covered deck for dining and all the BBQ equipment one desires opens to an extended patio with firepit. Perfect for entertaining friends and family. Add the 12 X 16 tool shed with electricity and the 20 X 34 covered carport with additional concrete for parking and your home is complete. Call for a private showing today.

Cost to own

Mortgage calculator

Home Price

$289,000

Down Payment: 20%

$57,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,474

Principal & Interest: $1,474

Property taxes (est.): $443

Insurance (est.): $193

Estimated Total Monthly

$2,109

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,474

Property taxesest. at asking price, Clay County$443

Estimated total, before insurance$1,916/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$938/yr · $78/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$189,210	$27,465	—
2024	$174,718	$25,984	—
2023	$158,849	$25,000	—
2022	$112,262	$25,000	—
2021	$97,516	$25,000	—
2020	$86,811	$25,000	—

2025 property taxes (current owner): $938/yr

Estimated taxes if purchased at asking price: ~$5,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,635 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Features

Price$289,000

Price / Sq Ft$178

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,620

Acres1.48 acres

Year Built2000

TypeResidential

Sub-TypeMobile Home

StatusPending

# of Carport Spaces2

Has PoolNo

Is WaterfrontNo

Community Information

Address2318 North Fork Road, Green Cove Springs, FL 32043

Area163-Lake Asbury Area

SubdivisionNot Validd

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Lot Size64,468.8 sq ft

Lot Dimensions200 X 333

Parcel Number39052501018100249

ZoningRecreational

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Not Available

SewerSeptic Tank

Water SourcePrivate, Well

ParkingAdditional Parking, Circular Driveway, Detached Carport, Other

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Electric Range, Electric Water Heater, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringLaminate, Vinyl

FireplaceYes

Fireplace FeaturesOther

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecuritySmoke Detector(s)