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This home is in Beachwalk, St. Johns.

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Active

Active·68 days on market·Beachwalk

411 Boracay Circle

St. Johns, FL 32259

$275,000$169/sqftEst. $1,402/moMLS# 2145975
3
Beds
2
Baths
1,631
Sq Ft
2022
Built
1
Garage
No
Pool

About this home

Beachwalk

FRESHLY PAINTED WITH NEW CARPET UPSTAIRS. MOTIVATED SELLER, MAKE OFFER TODAY! Better than NEW 3-bedroom 2.5 bath large townhome with one car garage. So many amenities you will never leave. Golf cart community. Relax at the beach lagoon, Workout at the gym or have a drink at pool side bar and waterslide. 9ft ceilings on the ground floor. Upgrades galore. Grey paint throughout. Tile plank floors downstairs. Washer and dryer included. Stainless steel appliances in the kitchen, quartz counters, 42' recessed panel cabinets, LED lights throughout. Large master bathroom with glass enclosed shower, solid surface counter tops. 1 car garage and cover patio that backs to the pond. Location is fantastic. St Johns county schools- A Rated. 11 miles to Atlantic Ocean, convenient to St Augustine and Jacksonville. Work with our preferred lender and receive up to 2% in closing cost assistance.

Cost to own

Mortgage calculator

$275,000
$55,000
Loan Term
Monthly Payment
$1,402
Principal & Interest: $1,402
Property taxes (est.): $366
Insurance (est.): $183
Estimated Total Monthly
$1,951
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,402
Property taxesest. at asking price, St. Johns County$366
HOAbilled monthly$340
Estimated total, before insurance$2,108/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $335,000 in November 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$283,550$283,550
2024$286,319$286,319
2023$263,705$263,705

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,504 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • May 19, 2026Listed$275,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$275,000
Price / Sq Ft$169
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,631
Year Built2022
TypeResidential
Sub-TypeTownhouse
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes

Community Information

Address411 Boracay Circle, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionGrand Isle At Beachwalk
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Dimensionsnow
Parcel Number0237201860

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Maintenance Grounds, Playground, Tennis Court(s), Trash
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Guest
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
SecuritySecurity System Owned

Exterior

Exterior FeaturesBalcony
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Road SurfaceAsphalt

Additional Information

Date ListedMay 19, 2026
Days on Market37
HOA Fees$340 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Beachwalk

Beachwalk is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Beachwalk homes for sale →

Listing Courtesy of: FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENT

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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