This home is in Beachwalk, St. Johns.

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Active

Active·45 days on market·Beachwalk

369 Boracay Circle

St. Johns, FL 32259

$299,000$171/sqftEst. $1,525/moMLS# 2150283

Beds

Baths

1,750

Sq Ft

2022

Built

Garage

Pool

About this home

Beachwalk

Vacation-at-home living begins here. This 2022 Lennar end-unit townhome in the Twin Creeks North enclave of Beachwalk delivers a rare combination of pond AND preserve views. Positioned on a coveted corner homesite for added natural light, this 1,750 SF townhouse offers 3-bedroom, 2.5-baths with an attached 1-car garage. Inside, builder-upgraded finishes elevate the kitchen and bathrooms well beyond the community's base specification, paired with tile flooring through the main living areas and comfortable carpet in the bedrooms. The screened porch opens to a serene pond and wooded preserve views that change with the day and the season. Then there's the lifestyle. Beachwalk is built around a breathtaking 14-acre Crystal Lagoon where every day feels like a getaway: kayak, paddleboard, relax at the swim-up bar, or dine waterside. Enjoy the fitness center, dog park, 18-hole putting green, tennis and pickleball, plus miles of jogging paths, all within top-rated St. Johns County schools and

Cost to own

Mortgage calculator

Home Price

$299,000

Down Payment: 20%

$59,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,525

Principal & Interest: $1,525

Property taxes (est.): $398

Insurance (est.): $199

Estimated Total Monthly

$2,122

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,525

Property taxesest. at asking price, St. Johns County$398

HOAbilled monthly$383

Estimated total, before insurance$2,305/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,690/yr · $557/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $385,000 in November 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$294,537	$294,537	—
2024	$296,925	$296,925	—
2023	$273,442	$273,442	—

2025 property taxes (current owner): $6,690/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,242 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 21, 2026Price change$299,000−$11,000
Jun 12, 2026Listed$310,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$299,000

Price / Sq Ft$171

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,750

Acres0.08 acres

Year Built2022

TypeResidential

Sub-TypeTownhouse

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontYes

Community Information

Address369 Boracay Circle, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionGrand Isle At Beachwalk

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size3,484.8 sq ft

Parcel Number0237201770

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Maintenance Grounds, Park, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewPond, Protected Preserve

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories2

LaundryIn Unit