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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jun 12, 2026·17 days on market

615 Hickory Drive

Fleming Island, FL 32003

$455,000sold priceListed at $439,000 · 103.6% of asking$249/sqftMLS# 2144788
3
Beds
2
Baths
1,828
Sq Ft
1982
Built
2
Garage
No
Pool
No HOA1.03 acresSingle Family Residence1 story

About this home

Fleming Island

Welcome Home! This 3 bed, 2 bath open concept home is sitting on just over one acre right in the heart of Fleming Island. With no HOA and no CDD you can bring your boat, RV, and other toys and still have plenty of room make this beautifully shaded backyard your new favorite place to relax. The split floor plan allows you to soak up all of the privacy in your walkthrough shower without ever having to share a sink or toilet again. The new flooring throughout, fresh paint, new countertops and appliances and custom master closet means you can move right in and start enjoying your space. The backyard features huge shade trees, both a screened in porch and open air porch with pergola as well as a giant detached garage with power and room to house all of your projects and equipment. Plenty of room to add a pool, garden, or playset. Schedule your showing and start making 615 Hickory Drive your new home today.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,520
Property taxesest. at asking price, Clay County$697
Estimated total, before insurance$3,218/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,045/yr · $254/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$455,000
$91,000
Loan Term
Monthly Payment
$2,520
Principal & Interest: $2,520
Property taxes (est.): $697
Insurance (est.): $303
Estimated Total Monthly
$3,521
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,696 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $390,000 in September 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$307,906$165,586—
2024$305,644$160,212—
2023$301,604$154,090—
2022$270,595$270,595—
2021$207,291$88,117—
2020$201,056$86,211—

2025 property taxes (current owner): $3,045/yr

Estimated taxes if purchased at asking price: ~$8,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $231/sq ft; this home is listed at $240/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
408 Harvest Bend Drive, Fleming Island, FL 32003Listed by KELLER WILLIAMS ST JOHNSOct 2026$439,990$2313/21,90770.7
790 Hibernia Road, Fleming Island, FL 32003Listed by WATSON REALTY CORPJul 2026$425,000$1844/22,30540.7
2254 Eagle Talon Circle, Fleming Island, FL 32003Listed by NEXTHOME COLLINS REALTYJul 2026$385,050$2183/21,763290.8
2325 Links Drive, Fleming Island, FL 32003Listed by WATSON REALTY CORPSep 2026$565,000$2404/32,359161.1
2268 Links Drive, Fleming Island, FL 32003Listed by INSPIRED REALTY LLCAug 2026$564,000$2394/32,35901.1
1417 Woodland View Drive, Fleming Island, FL 32003Listed by WEICHERT REALTORS THE COFFEY GROUPJul 2026$400,000$1964/2.52,04261.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$439,000
Price / Sq Ft$240
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,828
Acres1.03 acres
Year Built1982
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address615 Hickory Drive, Fleming Island, FL 32003
Area123-Fleming Island-SE
SubdivisionFleming Oaks
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size44,953.92 sq ft
Parcel Number37052601466805500

Amenities

Community FeaturesStreet Lights
UtilitiesCable Available, Electricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Detached, Garage Door Opener, On Street

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Double Oven, Electric Cooktop, Electric Oven, Electric Water Heater, Freezer, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit

Exterior

Patio / PorchPorch, Rear Porch, Screened, Terrace
FencingBack Yard, Full
RoofShingle
ConstructionVinyl Siding
Other StructuresWorkshop
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 12, 2026
Days on Market17
Tax Amount$3,044.91
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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