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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·33 days on market

5138 Oak Bend Avenue

Jacksonville, FL 32257

$450,000$237/sqftEst. $2,321/moMLS# 2144744
3
Beds
2
Baths
1,902
Sq Ft
2020
Built
2
Garage
No
Pool

About this home

Jacksonville

*BACK ON THE MARKET AT NO FAULT OF THE SELLER* VACANT MOVE IN READY NOW! Welcome to Price Park, a tucked-away community in the heart of Mandarin, one of Jacksonville's most sought-after areas. This charming 3-bedroom, 2-bath home with a dedicated office offers a bright, open floor plan perfect for everyday living and entertaining. A whole-home water softener adds comfort and convenience, while the spacious backyard steals the show. Set on a generous lot that is hard to find in this area, there is room to create your dream outdoor retreat, whether that means a custom pool, garden, play space, or entertaining area. Close to top-rated schools, local dining, shopping, parks, and the St. Johns River, this home delivers the Mandarin lifestyle buyers love. Don't miss it! *Some photos are digitally staged.

Cost to own

Mortgage calculator

$450,000
$90,000
Loan Term
Monthly Payment
$2,321
Principal & Interest: $2,321
Property taxes (est.): $735
Insurance (est.): $300
Estimated Total Monthly
$3,355
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,321
Property taxesest. at asking price, Duval County$735
HOAbilled quarterly$57
Estimated total, before insurance$3,112/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,595/yr · $550/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$350,116$350,116
2024$325,628$325,628
2023$341,914$301,365
2022$315,449$273,969
2021$249,063$249,063
2020$50,000$50,000

2025 property taxes (current owner): $6,595/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,582 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 4, 2026Listed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$450,000
Price / Sq Ft$237
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,902
Acres0.28 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address5138 Oak Bend Avenue, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionPrice Park
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size12,196.8 sq ft
Parcel Number1490931560

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesOpen Floorplan
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories1
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
FencingFenced

Additional Information

Date ListedJuly 4, 2026
Days on Market53
HOA Fees$171 / Quarterly
HOA FrequencyQuarterly
Tax Amount$6,595.48
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BLUEFIN REAL ESTATE GROUP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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