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Active

Active·93 days on market

7043 Valley Crest Court

Jacksonville, FL 32277

$375,000$145/sqftEst. $1,934/moMLS# 2143658

Beds

Baths

2,590

Sq Ft

2002

Built

Garage

Pool

About this home

Jacksonville

Reduced over $10,000! Come fall in love with this one-of-a-kind home! This is a lovely contemporary home with two main levels. Soaring vaulted ceilings & double-sided fireplace between the living & dining rooms. Kitchen with breakfast bar, eat in nook, built in shelves & pantry. Quartz countertops with beautiful gray cabinets. Glass doors that open to deck with serene wood views. The king-sized primary suite is on the main level. The primary bath has a garden tub, separate shower & walk in closet. Loft area upstairs offers another family space to enjoy. The two additional bedrooms on the second level have walk in closets & walk in attic storage. The lower level in back is perfect for an office, man cave, game room or separate quarters for whatever you need. It has a half bath & is 720 sq ft of open space with a mini-split AC. It has a separate entrance with a private deck! Roof done Jan '23, HVAC '21, HWH '18. It has a water softener & termite bond. Call for your tour!

Cost to own

Mortgage calculator

Home Price

$375,000

Down Payment: 20%

$75,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$1,934

Principal & Interest: $1,934

Property taxes (est.): $612

Insurance (est.): $250

Estimated Total Monthly

$2,796

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,934

Property taxesest. at asking price, Duval County$612

HOAbilled annually$21

Estimated total, before insurance$2,567/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,432/yr · $369/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $348,000 in March 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$326,284	$218,956	—
2024	$317,364	$139,963	▲ $19,876
2023	$308,643	$134,431	—
2022	$265,181	$129,060	▼ $2,495
2021	$227,176	$123,845	—
2020	$208,223	$121,445	—

2025 property taxes (current owner): $4,432/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,574 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 15, 2026Price change$375,000−$4,900
May 5, 2026Listed$379,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$375,000

Price / Sq Ft$145

Bedrooms3

Bathrooms3.00

Full Baths2

Half Baths2

Square Footage2,590

Total Structure Area3,034 sq ft

Acres0.34 acres

Year Built2002

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address7043 Valley Crest Court, Jacksonville, FL 32277

Area041-Arlington

SubdivisionFort Caroline Hills

CityJacksonville

CountyDuval

StateFL

Zip Code32277

Lot Size14,810.4 sq ft

Parcel Number1114933450

Amenities

UtilitiesCable Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Plumbed For Ice Maker, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Vinyl

FireplaceYes

Fireplace FeaturesDouble Sided, Wood Burning

# of Stories2

LevelsMulti/Split

LaundryLower Level

SecuritySecurity System Owned, Smoke Detector(s)