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Sold

Sold·Closed Jul 10, 2026·14 days on market

589 William Ellery Street

Orange Park, FL 32073

$280,000sold priceListed at $300,000 · 93.3% of asking$177/sqftMLS# 2142968
3
Beds
2
Baths
1,584
Sq Ft
1977
Built
2
Garage
No
Pool
No HOA10,890 sqft lotSingle Family Residence1 story

About this home

Orange Park

Discover this well maintained 3 bedroom, 2 bathroom home offering 1,584 sq ft of comfortable living space. The home features a functional layout with inviting living and dining areas that flow into the kitchen, creating an ideal setup for everyday living. The primary suite includes a private bathroom, while the additional bedrooms provide flexibility for family, guests, or a home office. Outside, enjoy a nicely sized yard with a covered patio and room to relax or personalize. Located in a quiet residential neighborhood, this move-in ready home is easy to show and ready for its next owner.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,551
Property taxesest. at asking price, Clay County$429
Estimated total, before insurance$1,980/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,173/yr · $348/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$280,000
$56,000
Loan Term
Monthly Payment
$1,551
Principal & Interest: $1,551
Property taxes (est.): $429
Insurance (est.): $187
Estimated Total Monthly
$2,167
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1977)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,622 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$250,157$250,157—
2024$247,368$247,368—
2023$248,652$245,580—
2022$223,255$223,255—
2021$144,546$144,546—
2020$137,792$136,857—

2025 property taxes (current owner): $4,173/yr

Estimated taxes if purchased at asking price: ~$5,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 10, 2026Closed$300,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $189/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
553 Thomas Stone Court, Orange Park, FL 32073Listed by TPR REAL ESTATE GROUP INCSep 2026$281,000$1643/21,714750.3
706 Roger Sherman Street, Orange Park, FL 32073Listed by ENTERA REALTY LLCAug 2026$262,000$1953/21,3441220.3
2187 Constitution Drive, Orange Park, FL 32073Listed by KELLAR REALTY AND PROPERTY MANAGEMENT INCAug 2026$316,500$1684/21,885360.3
562 James Wilson Circle, Orange Park, FL 32073Listed by ENTERA REALTY LLCSep 2026$259,990$2013/21,2951010.4
526 Samuel Huntington Street, Orange Park, FL 32073Listed by THE STANLEY REALTY GROUP LLCAug 2026$275,000$1473/21,877250.4
593 Hewes Place, Orange Park, FL 32073Listed by MARK SPAIN REAL ESTATEOct 2026$250,000$1763/21,42130.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$300,000
Price / Sq Ft$189
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,584
Acres0.25 acres
Year Built1977
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address589 William Ellery Street, Orange Park, FL 32073
Area134-South Blanding
SubdivisionHeritage Hills
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size10,890 sq ft
Parcel Number13042502030408800
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesEntrance Foyer, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered, Patio
RoofShingle
ConstructionStucco
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedMay 1, 2026
Days on Market14
Tax Amount$4,173.47
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SOVEREIGN REAL ESTATE GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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