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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active·101 days on market

13418 Long Cypress Trail

Jacksonville, FL 32223

$599,900$184/sqftEst. $3,094/moMLS# 2142488
4
Beds
3
Baths
3,256
Sq Ft
2005
Built
3
Garage
No
Pool

About this home

Jacksonville

Elegance & Comfort in the Heart of Old Mandarin. Stunning two-story residence w/ pond views offers the perfect blend of graceful architecture & functional living. With nearly 3,300 square feet of meticulously maintained space, this home provides a sanctuary for those who value both community and privacy. A grand welcome as you step through the front door, soaring ceilings accented with elegant crown moldings & custom plantation shutters. Versatile study is perfect as a quiet home office or a fifth bedroom tucked behind classic French doors. Chefs' kitchen features center Island, sleek solid-surface countertops paired with stainless steel appliances. Oversized owner's suite with generous master bath & sprawling walk-in closet. Upstairs, a massive bonus room w/half-bath serves as the ultimate media center, playroom, or gym. Living in Florida is all about the outdoors. Relax on the roomy screened lanai, which features a dedicated half-bath for convenience. Newer roof.

Cost to own

Mortgage calculator

$599,900
$119,980
Loan Term
Monthly Payment
$3,094
Principal & Interest: $3,094
Property taxes (est.): $980
Insurance (est.): $400
Estimated Total Monthly
$4,473
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,094
Property taxesest. at asking price, Duval County$980
HOAbilled monthly$120
Estimated total, before insurance$4,193/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,607/yr · $801/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$561,193$510,471
2024$503,125$477,605 $10,000
2023$567,619$434,187 $28,150
2022$518,361$394,716 $93,361
2021$358,833$358,833 $15,000
2020$333,663$333,663 $7,000

2025 property taxes (current owner): $9,607/yr

Estimated taxes if purchased at asking price: ~$11,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,712 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Apr 29, 2026Listed$599,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$599,900
Price / Sq Ft$184
Bedrooms4
Bathrooms4.00
Full Baths3
Half Baths2
Square Footage3,256
Acres0.33 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address13418 Long Cypress Trail, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionCypress Bay Cove
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size14,374.8 sq ft
Parcel Number1060882215

Amenities

AmenitiesPool
UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories2

Exterior

Patio / PorchCovered, Porch, Screened
FencingBack Yard
RoofShingle

Additional Information

Date ListedApril 29, 2026
Days on Market75
HOA Fees$120 / Monthly
HOA FrequencyMonthly
Tax Amount$9,606.52
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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