Sold·Closed Oct 16, 2026·131 days on market
14002 O C Horne Road
Sanderson, FL 32087
About this home
Sanderson
Spacious 5-bedroom, 3-bath 2016 mobile home for sale in Sanderson, FL! Located at 14002 OC Horne Rd, this property offers the peaceful rural lifestyle buyers love, with room to spread out and enjoy the quiet beauty of North Florida. Surrounded by nature, wildlife, and open country surroundings, this home is ideal for those seeking privacy, space, and a more relaxed way of life. Inside, the home offers a functional layout with five bedrooms and three full bathrooms, providing plenty of flexibility for family, guests, a home office, or hobby space. A new roof and septic system adds extra value and confidence for the next owner. This is a second setup mobile home, so buyers should verify financing eligibility. Cash, VA financing, and select conventional financing options may be available. Don't miss this opportunity to own a spacious rural property in a quiet Sanderson setting.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2016)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,579 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Cecil Field Conservation Corridorabout 25 mi · 24.6 mi of trails
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:36 AM, sunset 6:51 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $170/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 20, 2026Closed$156,900
- Sep 19, 2026Active Under Contract$156,900
- Aug 12, 2026Price change$156,900−$8,000
- Jul 23, 2026Active$164,900
- Jul 16, 2026Pending$164,900
- Apr 29, 2026Listed$164,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $77/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 14625 Wesley Griffis Lane, Sanderson, FL 32087Listed by SMILEEHOUSE AUCTION CO LLC | Oct 2025 | $95,000 | $57 | 3/2 | 1,680 | 45 | 0.6 |
| 22528 Doyle Williams Road, Sanderson, FL 32087Listed by DUAL STATE REAL ESTATE INC | Jun 2026 | $290,000 | $203 | 3/2 | 1,428 | 96 | 0.9 |
| 12260 Oc Horne Road, Sanderson, FL 32087Listed by FRONT PORCH REALTY | Oct 2025 | $900,000 | $509 | 4/2 | 1,768 | 213 | 1.2 |
| 20543 Frank Combs Circle, Sanderson, FL 32087Listed by EXP REALTY LLC | Nov 2025 | $210,000 | $118 | 3/2 | 1,782 | 74 | 2.3 |
| 18436 Noah Raulerson Road, Sanderson, FL 32087Listed by MOMENTUM REALTY | Jun 2025 | $625,000 | $386 | 3/2 | 1,620 | 35 | 2.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FORWARD REAL ESTATE INVESTMENT GROUP LLC
Sold by: FORWARD REAL ESTATE INVESTMENT GROUP LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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