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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Apr 24, 2026·2 days on market

1580 Sandy Springs Drive

Fleming Island, FL 32003

$935,000sold priceListed at $934,900 · 100% of asking$254/sqftMLS# 2142339
4
Beds
3.5
Baths
3,674
Sq Ft
2002
Built
3
Garage
No
Pool
HOA $5/mo0.58 acresSingle Family Residence2 stories

About this home

Fleming Island

Welcome to this exceptional custom home in the award-winning Eagle Harbor, set on a private estate-sized lot just a short walk to Doctors Lake with community dock access for boating, fishing, and serene views. From the grand double-door entry, you're welcomed by stone tile floors, crown molding, soaring ceilings, and spacious formal living and dining areas. The open-concept kitchen and family room are filled with natural light from palladium windows and feature a gas fireplace and triple sliding doors to a covered lanai. The kitchen offers cherry cabinetry, granite counters, double ovens, gas cooktop, butler's pantry, and wine chiller. The main-level owner's suite includes a spa-like bath, while two additional bedrooms are privately split. Upstairs features a large bonus room and private en-suite bedroom--perfect for guests or multi-generational living.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,179
Property taxesest. at asking price, Clay County$1,433
HOAbilled annually$5
Estimated total, before insurance$6,617/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,952/yr · $663/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$935,000
$187,000
Loan Term
Monthly Payment
$5,179
Principal & Interest: $5,179
Property taxes (est.): $1,433
Insurance (est.): $623
Estimated Total Monthly
$7,235
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,487 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,952/yr

Estimated taxes if purchased at asking price: ~$17,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Apr 28, 2026Listed$934,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $240/sq ft; this home is listed at $254/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1317 South Shore Drive, Fleming Island, FL 32003Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$1,845,000$4645/4.53,9771590.1
1412 Walnut Creek Drive, Fleming Island, FL 32003Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$505,000$1875/42,700500.4
1730 Walton Lake Court, Fleming Island, FL 32003Listed by HERRON REAL ESTATE LLCAug 2026$575,000$1895/3.53,047640.5
2250 Keaton Chase Drive, Fleming Island, FL 32003Listed by WATSON REALTY CORPAug 2026$545,000$1994/32,7451190.7
1943 Rose Mallow Lane, Fleming Island, FL 32003Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$1,125,000$2405/4.54,696880.7
1907 Rose Mallow Lane, Fleming Island, FL 32003Listed by WATSON REALTY CORPAug 2026$790,000$2524/3.53,13720.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$934,900
Price / Sq Ft$254
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,674
Acres0.58 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address1580 Sandy Springs Drive, Fleming Island, FL 32003
Area122-Fleming Island-NW
SubdivisionEagle Harbor
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size25,264.8 sq ft
Parcel Number29042602126203005

Amenities

AmenitiesPool, Basketball Court, Boat Dock, Boat Slip, Children's Pool, Clubhouse, Golf Course, Jogging Path, Pickleball, Playground, RV/Boat Storage, Tennis Court(s)
UtilitiesElectricity Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Gas Range, Gas Water Heater, Microwave, Refrigerator, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Patio, Porch, Screened
RoofShingle
ConstructionFrame, Stucco

Additional Information

Date ListedApril 28, 2026
Days on Market2
HOA Fees$60 / Annually
HOA FrequencyAnnually
Tax Amount$7,952.45
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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